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Get Cheap Car Insurance in Shady Grove, AL
We monitor insurance prices, helping the average driver in Shady Grove save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Shady Grove
The chart below shows the cheapest car insurance company in Shady Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Shady Grove Insurer | Monthly Cost |
|---|---|
| Travelers | $69 |
| Gainsco | $72 |
| State Farm | $75 |
| Safe Auto | $76 |
Savings for Every Kind of Shady Grove Driver
Based on our extensive insurance data, we know the average Shady Grove driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $384 per year by choosing the right vehicle insurance company. Some Shady Grove residents are paying out over $1,551 extra every year for auto insurance in Shady Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Shady Grove, AL Savings / Yr. |
|---|---|
$384 |
|
$523 |
|
$490 |
|
$555 |
|
$1,206 |
|
$67 |
|
$328 |
Shady Grove Car Insurance vs. Alabama
People living in Shady Grove pay an average of 3.23% less than the typical driver in the state. The average driver in Shady Grove can expect to pay about $1,024 per year, or $1,551 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Shady Grove for most people.
Car Insurance Prices by Shady Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Shady Grove?
The map shows insurance prices in and around Shady Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,566 to a low of $1,522. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Shady Grove.Pick the Best Car Insurance Company for You in Shady Grove
The best car insurance provider for most drivers in Shady Grove
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $384 over the average Shady Grove car insurance company.
The best car insurance provider for Shady Grove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $523 over the competition.
The best car insurance company for Shady Grove drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $490 better than other car insurance companies.
The best auto insurance for Shady Grove drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $555 less each year.
The least expensive car insurance company for new and young drivers in Shady Grove
In Shady Grove, Travelers costs young drivers $1,206 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Shady Grove
State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average Shady Grove couple's premiums.
The cheapest car insurance in Shady Grove for drivers with bad credit
The best Shady Grove car insurance company for customer service
Nationwide was the best company for customer service in Shady Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Shady Grove
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Shady Grove driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shady Grove, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Shady Grove
What Influences the Cost of Car Insurance in Shady Grove?
On average, car insurance in Shady Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Shady Grove is 31 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Shady Grove are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Shady Grove is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Shady Grove is $85 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pinkneyville: Insurance costs 1.16% more
- Millerville: Insurance costs 0.64% more
- Carr Mill: Insurance costs 0.64% more
- Goodwater: Insurance costs 1.29% more
- Hackneyville: Insurance costs 4.26% more
- Harkins Crossroads: Insurance costs 0.77% less
- Parkdale: Insurance costs 1.48% more
- Hollins: Insurance costs 1.87% less
- Soleo: Insurance costs 2.51% more
- Ashland: Insurance costs 1.48% less
Cities with Similar Populations
- Dyer Brook: Insurance costs 42.55% less
- Swiftwater: Insurance costs 23.21% less
- Suwannee: Insurance costs 55.00% more
- Sutherland: Insurance costs 30.11% more
- Surf: Insurance costs 24.89% more
- Sunbury: Insurance costs 12.12% less
- East Greenwich: Insurance costs 35.14% more
- East Franklin: Insurance costs 37.52% less
- Eagle Harbor: Insurance costs 20.57% more
- Eagarville: Insurance costs 5.29% less