Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Sheridan Lake, CO
We monitor insurance prices, helping the average driver in Sheridan Lake save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Sheridan Lake
The chart below shows the cheapest car insurance company in Sheridan Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Sheridan Lake Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Bristol West | $78 |
| Safeco Insurance | $79 |
| Geico | $82 |
Savings for Every Kind of Sheridan Lake Driver
Based on our extensive insurance data, we know the average Sheridan Lake driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some Sheridan Lake residents are paying out over $1,937 extra every year for auto insurance in Sheridan Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sheridan Lake, CO Savings / Yr. |
|---|---|
$415 |
|
$740 |
|
$595 |
|
$636 |
|
$1,883 |
|
$499 |
|
$731 |
Sheridan Lake Car Insurance vs. Colorado
People living in Sheridan Lake pay an average of 2.47% more than the typical driver in the state. The average driver in Sheridan Lake can expect to pay about $1,131 per year, or $1,937 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Sheridan Lake for most people.
Car Insurance Prices by Sheridan Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Sheridan Lake?
The map shows insurance prices in and around Sheridan Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $13 per year within the city boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,924. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Sheridan Lake.Pick the Best Car Insurance Company for You in Sheridan Lake
The best car insurance provider for most drivers in Sheridan Lake
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $415 over the average Sheridan Lake car insurance company.
The best car insurance provider for Sheridan Lake drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $740 over the competition.
The best car insurance company for Sheridan Lake drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $595 better than other car insurance companies.
The best auto insurance for Sheridan Lake drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $636 less each year.
The least expensive car insurance company for new and young drivers in Sheridan Lake
In Sheridan Lake, State Farm costs young drivers $1,883 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sheridan Lake
State Farm gave the largest car insurance discounts to married couples, averaging $499 saved each year compared to an average Sheridan Lake couple's premiums.
The cheapest car insurance in Sheridan Lake for drivers with bad credit
The best Sheridan Lake car insurance company for customer service
Nationwide was the best company for customer service in Sheridan Lake according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Sheridan Lake, which was better than other insurers.
The cheapest large national provider in Sheridan Lake
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sheridan Lake driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sheridan Lake, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Sheridan Lake
What Influences the Cost of Car Insurance in Sheridan Lake?
On average, car insurance in Sheridan Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sheridan Lake are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Sheridan Lake is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sheridan Lake is $94 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Towner: Insurance costs the same
- Bristol: Insurance costs the same
- May Valley: Insurance costs 3.36% less
- Hartman: Insurance costs 1.60% less
- Eads: Insurance costs 0.52% more
- Goodale: Insurance costs 0.52% less
- Cheyenne Wells: Insurance costs 0.10% less
- Koen: Insurance costs 0.10% more
- Horace: Insurance costs 17.55% less
- Arapahoe: Insurance costs 0.72% less
Cities with Similar Populations
- Topsfield: Insurance costs 49.56% less
- Choteau Junction: Insurance costs 16.68% less
- Cibola: Insurance costs 13.37% less
- Circle City: Insurance costs 9.45% less
- Claresville: Insurance costs 37.22% less
- Claytonville: Insurance costs 27.72% less
- Cleopatra: Insurance costs 5.78% more
- Coalport: Insurance costs 42.44% less
- Tilden: Insurance costs 38.72% less
- Tilly: Insurance costs 14.15% less