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Get Cheap Car Insurance in Topsfield, ME
We monitor insurance prices, helping the average driver in Topsfield save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Topsfield
The chart below shows the cheapest car insurance company in Topsfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Topsfield Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Topsfield Driver
Based on our extensive insurance data, we know the average Topsfield driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $239 per year by choosing the right vehicle insurance company. Some Topsfield residents are paying out over $977 extra every year for auto insurance in Topsfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Topsfield, ME Savings / Yr. |
|---|---|
$239 |
|
$339 |
|
$307 |
|
$312 |
|
$992 |
|
$207 |
|
$436 |
Topsfield Car Insurance vs. Maine
People living in Topsfield pay an average of 3.26% more than the typical driver in the state. The average driver in Topsfield can expect to pay about $544 per year, or $977 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Topsfield for most people.
Car Insurance Prices by Topsfield Neighborhood
Insurance Prices
Where is insurance cheapest within Topsfield?
The map shows insurance prices in and around Topsfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $978 to a low of $960. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Topsfield.Pick the Best Car Insurance Company for You in Topsfield
The best car insurance provider for most drivers in Topsfield
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $239 over the average Topsfield car insurance company.
The best car insurance provider for Topsfield drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $339 over the competition.
The best car insurance company for Topsfield drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $307 better than other car insurance companies.
The best auto insurance for Topsfield drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $312 less each year.
The least expensive car insurance company for new and young drivers in Topsfield
In Topsfield, Concord Group Insurance costs young drivers $992 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Topsfield
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $207 saved each year compared to an average Topsfield couple's premiums.
The cheapest car insurance in Topsfield for drivers with bad credit
The best Topsfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Topsfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Topsfield driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Topsfield, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Topsfield
What Influences the Cost of Car Insurance in Topsfield?
On average, car insurance in Topsfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Topsfield is 41 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Topsfield are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Topsfield is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Topsfield is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waite: Insurance costs 1.02% less
- Brookton: Insurance costs 1.64% less
- Forest: Insurance costs 1.74% less
- Lambert Lake: Insurance costs 1.74% less
- Eaton: Insurance costs 2.05% less
- Princeton: Insurance costs 2.35% less
- Grand Lake Stream: Insurance costs the same
- Irish Settlement: Insurance costs 2.46% less
- Springfield: Insurance costs 4.71% less
- Vanceboro: Insurance costs 1.74% less
Cities with Similar Populations
- Temple Hill: Insurance costs 48.62% more
- Columbus: Insurance costs 54.66% more
- Colwood: Insurance costs 187.62% more
- Como: Insurance costs 16.99% more
- Cooperdale: Insurance costs 13.41% more
- Cooperstown: Insurance costs 10.34% more
- Grange Hall: Insurance costs 14.94% more
- Cornelia: Insurance costs 23.03% more
- Counts Crossroads: Insurance costs 130.91% more
- Countyline: Insurance costs 73.80% more