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Get Cheap Car Insurance in Lambert Lake, ME
We monitor insurance prices, helping the average driver in Lambert Lake save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Lambert Lake
The chart below shows the cheapest car insurance company in Lambert Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Lambert Lake Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Lambert Lake Driver
Based on our extensive insurance data, we know the average Lambert Lake driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $234 per year by choosing the right vehicle insurance company. Some Lambert Lake residents are paying out over $960 extra every year for auto insurance in Lambert Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lambert Lake, ME Savings / Yr. |
|---|---|
$234 |
|
$333 |
|
$301 |
|
$306 |
|
$975 |
|
$203 |
|
$428 |
Lambert Lake Car Insurance vs. Maine
People living in Lambert Lake pay an average of 1.44% more than the typical driver in the state. The average driver in Lambert Lake can expect to pay about $535 per year, or $960 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Lambert Lake for most people.
Car Insurance Prices by Lambert Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Lambert Lake?
The map shows insurance prices in and around Lambert Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $960 to a low of $960. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Lambert Lake.Pick the Best Car Insurance Company for You in Lambert Lake
The best car insurance provider for most drivers in Lambert Lake
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $234 over the average Lambert Lake car insurance company.
The best car insurance provider for Lambert Lake drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $333 over the competition.
The best car insurance company for Lambert Lake drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $301 better than other car insurance companies.
The best auto insurance for Lambert Lake drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $306 less each year.
The least expensive car insurance company for new and young drivers in Lambert Lake
In Lambert Lake, Concord Group Insurance costs young drivers $975 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lambert Lake
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $203 saved each year compared to an average Lambert Lake couple's premiums.
The cheapest car insurance in Lambert Lake for drivers with bad credit
The best Lambert Lake car insurance company for customer service
Nationwide was the best company for customer service in Lambert Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Lambert Lake
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lambert Lake driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lambert Lake, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Lambert Lake
What Influences the Cost of Car Insurance in Lambert Lake?
On average, car insurance in Lambert Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lambert Lake is 34 minutes, which is a little more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lambert Lake are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Lambert Lake is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lambert Lake is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Vanceboro: Insurance costs the same
- Forest: Insurance costs the same
- Brookton: Insurance costs 0.10% more
- Eaton: Insurance costs 0.31% less
- Topsfield: Insurance costs 1.77% more
- Danforth: Insurance costs 2.40% less
- Irish Settlement: Insurance costs 0.73% less
- Waite: Insurance costs 0.73% more
- Weston: Insurance costs 6.56% less
- South Bancroft: Insurance costs 6.98% less
Cities with Similar Populations
- Bluff City: Insurance costs 52.81% more
- Butte: Insurance costs 14.38% more
- Bunney: Insurance costs 71.56% more
- Buckeystown: Insurance costs 88.54% more
- Brownington: Insurance costs 85.83% more
- Broadmoor: Insurance costs 43.44% more
- Bridgeport: Insurance costs 43.23% more
- Branson: Insurance costs 93.85% more
- Bramlett: Insurance costs 120.94% more
- Brainardsville: Insurance costs 113.75% more