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Get Cheap Car Insurance in Skowhegan, ME
We monitor insurance prices, helping the average driver in Skowhegan save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Skowhegan
The chart below shows the cheapest car insurance company in Skowhegan for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Skowhegan Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Skowhegan Driver
Based on our extensive insurance data, we know the average Skowhegan driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $235 per year by choosing the right vehicle insurance company. Some Skowhegan residents are paying out over $964 extra every year for auto insurance in Skowhegan. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Skowhegan, ME Savings / Yr. |
|---|---|
$235 |
|
$334 |
|
$303 |
|
$308 |
|
$979 |
|
$204 |
|
$430 |
Skowhegan Car Insurance vs. Maine
People living in Skowhegan pay an average of 1.88% more than the typical driver in the state. The average driver in Skowhegan can expect to pay about $537 per year, or $964 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Skowhegan for most people.
Car Insurance Prices by Skowhegan Neighborhood
Insurance Prices
Where is insurance cheapest within Skowhegan?
The map shows insurance prices in and around Skowhegan, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the city boundaries, with insurance premiums ranging from a high of $1,003 to a low of $934. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Skowhegan.Pick the Best Car Insurance Company for You in Skowhegan
The best car insurance provider for most drivers in Skowhegan
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $235 over the average Skowhegan car insurance company.
The best car insurance provider for Skowhegan drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $334 over the competition.
The best car insurance company for Skowhegan drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $303 better than other car insurance companies.
The best auto insurance for Skowhegan drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $308 less each year.
The least expensive car insurance company for new and young drivers in Skowhegan
In Skowhegan, Concord Group Insurance costs young drivers $979 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Skowhegan
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average Skowhegan couple's premiums.
The cheapest car insurance in Skowhegan for drivers with bad credit
The best Skowhegan car insurance company for customer service
Recent price drops
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The cheapest large national provider in Skowhegan
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Skowhegan driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Skowhegan, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Skowhegan
What Influences the Cost of Car Insurance in Skowhegan?
On average, car insurance in Skowhegan is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Skowhegan is 32 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Skowhegan are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Skowhegan is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Skowhegan is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Madison: Insurance costs 0.41% less
- Larone: Insurance costs 1.56% less
- Hinckley: Insurance costs 1.35% less
- Madison: Insurance costs 0.10% less
- Canaan: Insurance costs 0.52% less
- Norridgewock: Insurance costs 1.14% less
- Athens: Insurance costs 0.21% less
- Rome: Insurance costs 0.31% less
- Anson: Insurance costs 0.93% less
- Shawmut: Insurance costs 0.83% less
Cities with Similar Populations
- Edgemere: Insurance costs 96.58% more
- Elma: Insurance costs 129.15% more
- Elkton: Insurance costs 20.23% more
- Elkins: Insurance costs 55.50% more
- Elkin: Insurance costs 24.48% more
- Eldridge: Insurance costs 24.07% more
- Eldon: Insurance costs 87.55% more
- Elbert: Insurance costs 101.56% more
- Eidson Road: Insurance costs 96.78% more
- Effort: Insurance costs 55.60% more