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Get Cheap Car Insurance in Slaterville Springs, NY

We monitor insurance prices, helping the average driver in Slaterville Springs save up to 32.6% on car insurance.

 

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The Cheapest Minimum Coverage in Slaterville Springs

The chart below shows the cheapest car insurance company in Slaterville Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.

 
Slaterville Springs Insurer Monthly Cost
Kemper $76
Plymouth Rock Assurance $101
Safeco Insurance $109
Geico $113

Savings for Every Kind of Slaterville Springs Driver

The table shows how much the average auto insurance customer in Slaterville Springs might save by following our recommendations.

Based on our extensive insurance data, we know the average Slaterville Springs driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $615 per year by choosing the right vehicle insurance company. Some Slaterville Springs residents are paying out over $2,062 extra every year for auto insurance in Slaterville Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Slaterville Springs Car Insurance vs. New York

People living in Slaterville Springs pay an average of 14.99% less than the typical driver in the state. The average driver in Slaterville Springs can expect to pay about $1,495 per year, or $2,062 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Slaterville Springs for most people.

Car Insurance Prices by Slaterville Springs Neighborhood

Slaterville Springs, NY map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Slaterville Springs?

The map shows insurance prices in and around Slaterville Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $52 per year within the city boundaries, with insurance premiums ranging from a high of $2,067 to a low of $2,015. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Slaterville Springs.

Pick the Best Car Insurance Company for You in Slaterville Springs

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Slaterville Springs insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Slaterville Springs

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $615 over the average Slaterville Springs car insurance company.

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We use the average good driver, paying $121 per month, as our baseline for pricing in Slaterville Springs. Kemper, Erie Insurance, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Slaterville Springs drivers with accidents on their records

In Slaterville Springs getting into an accident will raise premiums an average 5.2% for a yearly cost of $2,175. That's $114 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $392 over the competition.

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The best car insurance company for Slaterville Springs drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $783 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Slaterville Springs, tickets raise premiums on new quotes about $445. If you have a speeding ticket, we recommend Progressive, Kemper, and Plymouth Rock Assurance for savings that beat the average insurance cost of $2,506 per year.

The best auto insurance for Slaterville Springs drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,835 per year in auto insurance premiums, which was $774 more than a driver with no major issues. Progressive, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $792 less each year.

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The least expensive car insurance company for new and young drivers in Slaterville Springs

In Slaterville Springs, Progressive costs young drivers $1,941 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Slaterville Springs. With an average cost of $6,074 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Progressive try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Slaterville Springs

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $71. State Farm, Geico, and Progressive provided the largest discounts to couples living in Slaterville Springs.

Progressive gave the largest car insurance discounts to married couples, averaging $649 saved each year compared to an average Slaterville Springs couple's premiums.

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The cheapest car insurance in Slaterville Springs for drivers with bad credit

People with poor credit saved an average of $1,035 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,308 every year. Premiums for people with poor credit were about $3,370 in Slaterville Springs. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Allstate, and Plymouth Rock Assurance.

The best Slaterville Springs car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Slaterville Springs, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Slaterville Springs.

Nationwide was the best company for customer service in Slaterville Springs according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Slaterville Springs, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Slaterville Springs. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Slaterville Springs

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 42% of Slaterville Springs residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Slaterville Springs driver can expect to pay about $183 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Slaterville Springs, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.
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Auto Insurance Prices in and Around Slaterville Springs

What Influences the Cost of Car Insurance in Slaterville Springs?

On average, car insurance in Slaterville Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Slaterville Springs is 24 minutes, which is far less than average for a driver in the state.
  • New York state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Slaterville Springs are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
  • Slaterville Springs is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Slaterville Springs is $125 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Slaterville Springs driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Slaterville Springs with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.