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Get Cheap Car Insurance in Smelterville, ID
We monitor insurance prices, helping the average driver in Smelterville save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Smelterville
The chart below shows the cheapest car insurance company in Smelterville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Smelterville Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $36 |
| Travelers | $39 |
| State Farm | $41 |
| Progressive | $44 |
Savings for Every Kind of Smelterville Driver
Based on our extensive insurance data, we know the average Smelterville driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $277 per year by choosing the right vehicle insurance company. Some Smelterville residents are paying out over $1,137 extra every year for auto insurance in Smelterville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Smelterville, ID Savings / Yr. |
|---|---|
$277 |
|
$572 |
|
$496 |
|
$439 |
|
$1,044 |
|
$269 |
|
$431 |
Smelterville Car Insurance vs. Idaho
People living in Smelterville pay an average of 0.50% more than the typical driver in the state. The average driver in Smelterville can expect to pay about $630 per year, or $1,137 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Smelterville for most people.
Car Insurance Prices by Smelterville Neighborhood
Insurance Prices
Where is insurance cheapest within Smelterville?
The map shows insurance prices in and around Smelterville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $6 per year within the city boundaries, with insurance premiums ranging from a high of $1,137 to a low of $1,131. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Smelterville.Pick the Best Car Insurance Company for You in Smelterville
The best car insurance provider for most drivers in Smelterville
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $277 over the average Smelterville car insurance company.
The best car insurance provider for Smelterville drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $572 over the competition.
The best car insurance company for Smelterville drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $496 better than other car insurance companies.
The best auto insurance for Smelterville drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $439 less each year.
The least expensive car insurance company for new and young drivers in Smelterville
In Smelterville, Auto-Owners Insurance costs young drivers $1,044 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Smelterville
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $269 saved each year compared to an average Smelterville couple's premiums.
The cheapest car insurance in Smelterville for drivers with bad credit
The best Smelterville car insurance company for customer service
Nationwide was the best company for customer service in Smelterville according to the NAIC.
Recent price drops
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The cheapest large national provider in Smelterville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Smelterville driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Smelterville, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Smelterville
What Influences the Cost of Car Insurance in Smelterville?
On average, car insurance in Smelterville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Smelterville is 28 minutes, which is about the national average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Smelterville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Smelterville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Smelterville is $53 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pinehurst: Insurance costs 0.18% less
- Wardner: Insurance costs 0.26% less
- Kellogg: Insurance costs 0.79% less
- Kingston: Insurance costs the same
- Delta: Insurance costs 0.26% less
- Osburn: Insurance costs 1.41% less
- Cataldo: Insurance costs 2.46% more
- Silverton: Insurance costs 2.20% less
- Prichard: Insurance costs 0.26% more
- Wallace: Insurance costs 0.18% more
Cities with Similar Populations
- Ridgeland: Insurance costs 3.78% more
- Midway: Insurance costs 39.05% more
- Milo: Insurance costs 53.91% more
- Mirror Lake: Insurance costs 5.36% more
- Mitchell: Insurance costs 54.18% more
- Mohall: Insurance costs 32.19% more
- Mount Auburn: Insurance costs 8.00% more
- Mountainhome: Insurance costs 29.46% more
- New Matamoras: Insurance costs 0.35% less
- Novelty: Insurance costs 29.02% more