Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Smyrna Mills, ME
We monitor insurance prices, helping the average driver in Smyrna Mills save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Smyrna Mills
The chart below shows the cheapest car insurance company in Smyrna Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Smyrna Mills Insurer | Monthly Cost |
|---|---|
| State Farm | $34 |
| Geico | $36 |
| Concord Group Insurance | $38 |
| Kemper | $38 |
Savings for Every Kind of Smyrna Mills Driver
Based on our extensive insurance data, we know the average Smyrna Mills driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $217 per year by choosing the right vehicle insurance company. Some Smyrna Mills residents are paying out over $890 extra every year for auto insurance in Smyrna Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Smyrna Mills, ME Savings / Yr. |
|---|---|
$217 |
|
$309 |
|
$279 |
|
$284 |
|
$904 |
|
$188 |
|
$397 |
Smyrna Mills Car Insurance vs. Maine
People living in Smyrna Mills pay an average of 5.91% less than the typical driver in the state. The average driver in Smyrna Mills can expect to pay about $496 per year, or $890 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Smyrna Mills for most people.
Car Insurance Prices by Smyrna Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Smyrna Mills?
The map shows insurance prices in and around Smyrna Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $8 per year within the city boundaries, with insurance premiums ranging from a high of $893 to a low of $885. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Smyrna Mills.Pick the Best Car Insurance Company for You in Smyrna Mills
The best car insurance provider for most drivers in Smyrna Mills
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $217 over the average Smyrna Mills car insurance company.
The best car insurance provider for Smyrna Mills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $309 over the competition.
The best car insurance company for Smyrna Mills drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $279 better than other car insurance companies.
The best auto insurance for Smyrna Mills drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $284 less each year.
The least expensive car insurance company for new and young drivers in Smyrna Mills
In Smyrna Mills, Concord Group Insurance costs young drivers $904 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Smyrna Mills
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $188 saved each year compared to an average Smyrna Mills couple's premiums.
The cheapest car insurance in Smyrna Mills for drivers with bad credit
The best Smyrna Mills car insurance company for customer service
Nationwide was the best company for customer service in Smyrna Mills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Smyrna Mills, which was better than other insurers.
The cheapest large national provider in Smyrna Mills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Smyrna Mills driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Smyrna Mills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Smyrna Mills
What Influences the Cost of Car Insurance in Smyrna Mills?
On average, car insurance in Smyrna Mills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Smyrna Mills is 29 minutes, which is a little less than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Smyrna Mills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Smyrna Mills is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Smyrna Mills is $41 per month for minimum coverage and $74 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dyer Brook: Insurance costs 0.11% more
- Oakfield: Insurance costs 0.45% less
- Smyrna Center: Insurance costs 0.56% less
- Ludlow: Insurance costs 0.56% less
- Island Falls: Insurance costs 0.22% less
- New Limerick: Insurance costs 0.79% less
- Linneus: Insurance costs 0.79% less
- Patten: Insurance costs 2.81% more
- Houlton: Insurance costs 2.81% more
- Littleton: Insurance costs 0.34% more
Cities with Similar Populations
- Quines Creek: Insurance costs 54.04% more
- Pine Haven: Insurance costs 81.12% more
- Plainfield Center: Insurance costs 136.85% more
- Prairie Center: Insurance costs 55.39% more
- Prairie Center: Insurance costs 46.52% more
- Pratt: Insurance costs 98.31% more
- Prentiss: Insurance costs 17.64% more
- Prim: Insurance costs 88.09% more
- Pritchetts: Insurance costs 83.82% more
- Prospect: Insurance costs 46.18% more