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Get Cheap Car Insurance in Island Falls, ME
We monitor insurance prices, helping the average driver in Island Falls save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Island Falls
The chart below shows the cheapest car insurance company in Island Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Island Falls Insurer | Monthly Cost |
|---|---|
| State Farm | $34 |
| Geico | $36 |
| Concord Group Insurance | $38 |
| Kemper | $38 |
Savings for Every Kind of Island Falls Driver
Based on our extensive insurance data, we know the average Island Falls driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $217 per year by choosing the right vehicle insurance company. Some Island Falls residents are paying out over $888 extra every year for auto insurance in Island Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Island Falls, ME Savings / Yr. |
|---|---|
$217 |
|
$308 |
|
$279 |
|
$283 |
|
$902 |
|
$188 |
|
$396 |
Island Falls Car Insurance vs. Maine
People living in Island Falls pay an average of 6.15% less than the typical driver in the state. The average driver in Island Falls can expect to pay about $495 per year, or $888 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Island Falls for most people.
Car Insurance Prices by Island Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Island Falls?
The map shows insurance prices in and around Island Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the city boundaries, with insurance premiums ranging from a high of $909 to a low of $886. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Island Falls.Pick the Best Car Insurance Company for You in Island Falls
The best car insurance provider for most drivers in Island Falls
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $217 over the average Island Falls car insurance company.
The best car insurance provider for Island Falls drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $308 over the competition.
The best car insurance company for Island Falls drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $279 better than other car insurance companies.
The best auto insurance for Island Falls drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $283 less each year.
The least expensive car insurance company for new and young drivers in Island Falls
In Island Falls, Concord Group Insurance costs young drivers $902 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Island Falls
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $188 saved each year compared to an average Island Falls couple's premiums.
The cheapest car insurance in Island Falls for drivers with bad credit
The best Island Falls car insurance company for customer service
Nationwide was the best company for customer service in Island Falls according to the NAIC.
Recent price drops
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The cheapest large national provider in Island Falls
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Island Falls driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Island Falls, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Island Falls
What Influences the Cost of Car Insurance in Island Falls?
On average, car insurance in Island Falls is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Island Falls is 28 minutes, which is a little less than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Island Falls are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Island Falls is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Island Falls is $41 per month for minimum coverage and $74 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dyer Brook: Insurance costs 0.34% more
- Patten: Insurance costs 3.04% more
- Sherman Mills: Insurance costs 2.25% more
- Oakfield: Insurance costs 0.23% less
- Smyrna Mills: Insurance costs 0.23% more
- Sherman Station: Insurance costs 3.27% more
- Silver Ridge: Insurance costs 1.13% more
- Sherman: Insurance costs 2.70% more
- Smyrna Center: Insurance costs 0.34% less
- Linneus: Insurance costs 0.56% less
Cities with Similar Populations
- Anna Maria: Insurance costs 208.90% more
- Bevil Oaks: Insurance costs 83.90% more
- Bunger: Insurance costs 82.32% more
- Birchwood Village: Insurance costs 88.96% more
- Oxford: Insurance costs 75.34% more
- Orr: Insurance costs 206.19% more
- Pall Mall: Insurance costs 51.24% more
- Paradise Hill: Insurance costs 22.30% more
- Peniel Crossroads: Insurance costs 89.53% more
- Perrysburg: Insurance costs 152.82% more