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Get Cheap Car Insurance in South Albany, Albany, OR
We monitor insurance prices, helping the average driver in South Albany save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in South Albany
The chart below shows the cheapest car insurance company in South Albany for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| South Albany Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| State Farm | $61 |
| Country Financial | $68 |
| Travelers | $70 |
Savings for Every Kind of South Albany Driver
Based on our extensive insurance data, we know the average South Albany driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $450 per year by choosing the right vehicle insurance company. Some South Albany residents are paying out over $1,418 extra every year for auto insurance in South Albany. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Albany, Albany, OR Savings / Yr. |
|---|---|
$450 |
|
$670 |
|
$546 |
|
$614 |
|
$1,629 |
|
$440 |
|
$525 |
South Albany Car Insurance vs. Albany
People living in South Albany pay an average of 6.00% less than the typical driver in the state. The average driver in South Albany can expect to pay about $1,094 per year, or $1,418 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in South Albany for most people.
Car Insurance Prices by South Albany Neighborhood
Insurance Prices
Where is insurance cheapest within South Albany?
The map shows insurance prices in and around South Albany, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $97 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,462 to a low of $1,365. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of South Albany.Pick the Best Car Insurance Company for You in South Albany
The best car insurance provider for most drivers in South Albany
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $450 over the average South Albany car insurance company.
The best car insurance provider for South Albany drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $670 over the competition.
The best car insurance company for South Albany drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $546 better than other car insurance companies.
The best auto insurance for South Albany drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $614 less each year.
The least expensive car insurance company for new and young drivers in South Albany
In South Albany, Country Financial costs young drivers $1,629 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Albany
State Farm gave the largest car insurance discounts to married couples, averaging $440 saved each year compared to an average South Albany couple's premiums.
The cheapest car insurance in South Albany for drivers with bad credit
The best South Albany car insurance company for customer service
Nationwide was the best company for customer service in South Albany according to the NAIC.
Recent price drops
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The cheapest large national provider in South Albany
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Albany driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Albany, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around South Albany
What Influences the Cost of Car Insurance in South Albany?
On average, car insurance in South Albany is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Albany is 23 minutes, which is far less than average for a driver in the city.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Albany are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- South Albany is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Albany is $91 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Periwinkle: Insurance costs 3.67% more
- Santiam: Insurance costs 3.74% more
- Willamette: Insurance costs 4.37% more
- East Albany: Insurance costs 1.76% more
- North Albany: Insurance costs 0.78% more
- South Corvallis Neighbors: Insurance costs 2.61% more
- Southeast Mill Creek: Insurance costs 10.65% more
- Grant: Insurance costs 12.27% more
- Oak Park: Insurance costs 17.49% more
- Santa Clara: Insurance costs 4.87% more
Neighborhoods with Similar Populations
- Aberdeen: Insurance costs 35.12% more
- Wyandotte: Insurance costs 65.59% more
- Woodside Village: Insurance costs 100.56% more
- Woodmoor: Insurance costs 70.94% more
- Wheeling Avenue Historic District: Insurance costs 22.92% less
- Westside: Insurance costs 3.46% more
- West Wood: Insurance costs 0.49% less
- Wells-Goodfellow: Insurance costs 64.03% more
- Carriage Square: Insurance costs 56.06% more
- Carlton Hill: Insurance costs 50.00% more