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Get Cheap Car Insurance in South Chatham, MA
We monitor insurance prices, helping the average driver in South Chatham save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in South Chatham
The chart below shows the cheapest car insurance company in South Chatham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| South Chatham Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $38 |
| Geico | $41 |
| Midvale Home & Auto | $48 |
| Travelers | $60 |
Savings for Every Kind of South Chatham Driver
Based on our extensive insurance data, we know the average South Chatham driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $516 per year by choosing the right vehicle insurance company. Some South Chatham residents are paying out over $1,508 extra every year for auto insurance in South Chatham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Chatham, MA Savings / Yr. |
|---|---|
$516 |
|
$767 |
|
$638 |
|
$847 |
|
$1,868 |
|
$0 |
|
$0 |
South Chatham Car Insurance vs. Massachusetts
People living in South Chatham pay an average of 2.87% less than the typical driver in the state. The average driver in South Chatham can expect to pay about $648 per year, or $1,508 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Chatham for most people.
Car Insurance Prices by South Chatham Neighborhood
Insurance Prices
Where is insurance cheapest within South Chatham?
The map shows insurance prices in and around South Chatham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $1,528 to a low of $1,489. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of South Chatham.Pick the Best Car Insurance Company for You in South Chatham
The best car insurance provider for most drivers in South Chatham
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $516 over the average South Chatham car insurance company.
The best car insurance provider for South Chatham drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $767 over the competition.
The best car insurance company for South Chatham drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $638 better than other car insurance companies.
The best auto insurance for South Chatham drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $847 less each year.
The least expensive car insurance company for new and young drivers in South Chatham
In South Chatham, State Farm costs young drivers $1,868 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Chatham
The cheapest car insurance in South Chatham for drivers with bad credit
The best South Chatham car insurance company for customer service
Nationwide was the best company for customer service in South Chatham according to the NAIC.
Recent price drops
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The cheapest large national provider in South Chatham
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Chatham driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Chatham, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Chatham
What Influences the Cost of Car Insurance in South Chatham?
On average, car insurance in South Chatham is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Chatham is 26 minutes, which is far less than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Chatham is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Chatham is $54 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Chatham: Insurance costs 0.93% less
- East Harwich: Insurance costs 0.27% less
- Chatham: Insurance costs 2.12% less
- Harwich: Insurance costs the same
- North Chatham: Insurance costs 5.11% less
- Harwich Port: Insurance costs 1.46% less
- Northwest Harwich: Insurance costs 0.99% less
- Brewster: Insurance costs 1.06% less
- Dennis Port: Insurance costs 5.97% more
- South Orleans: Insurance costs 3.05% less
Cities with Similar Populations
- Pennellwood: Insurance costs 84.28% more
- Natural Bridge Station: Insurance costs 19.69% less
- Nelson: Insurance costs 16.18% more
- New Castle: Insurance costs 39.39% more
- New London: Insurance costs 6.96% more
- Oilton: Insurance costs 13.40% more
- Oktaha: Insurance costs 13.33% more
- Omer: Insurance costs 89.26% more
- Palmer: Insurance costs 9.95% less
- Parksville: Insurance costs 37.33% more