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Get Cheap Car Insurance in South Orleans, MA
We monitor insurance prices, helping the average driver in South Orleans save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in South Orleans
The chart below shows the cheapest car insurance company in South Orleans for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| South Orleans Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $37 |
| Geico | $39 |
| Midvale Home & Auto | $46 |
| Travelers | $58 |
Savings for Every Kind of South Orleans Driver
Based on our extensive insurance data, we know the average South Orleans driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $500 per year by choosing the right vehicle insurance company. Some South Orleans residents are paying out over $1,462 extra every year for auto insurance in South Orleans. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Orleans, MA Savings / Yr. |
|---|---|
$500 |
|
$744 |
|
$618 |
|
$821 |
|
$1,810 |
|
$0 |
|
$0 |
South Orleans Car Insurance vs. Massachusetts
People living in South Orleans pay an average of 5.87% less than the typical driver in the state. The average driver in South Orleans can expect to pay about $628 per year, or $1,462 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Orleans for most people.
Car Insurance Prices by South Orleans Neighborhood
Insurance Prices
Where is insurance cheapest within South Orleans?
The map shows insurance prices in and around South Orleans, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,486 to a low of $1,442. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of South Orleans.Pick the Best Car Insurance Company for You in South Orleans
The best car insurance provider for most drivers in South Orleans
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $500 over the average South Orleans car insurance company.
The best car insurance provider for South Orleans drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $744 over the competition.
The best car insurance company for South Orleans drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $618 better than other car insurance companies.
The best auto insurance for South Orleans drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $821 less each year.
The least expensive car insurance company for new and young drivers in South Orleans
In South Orleans, State Farm costs young drivers $1,810 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Orleans
The cheapest car insurance in South Orleans for drivers with bad credit
The best South Orleans car insurance company for customer service
Nationwide was the best company for customer service in South Orleans according to the NAIC.
Recent price drops
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The cheapest large national provider in South Orleans
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Orleans driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Orleans, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Orleans
What Influences the Cost of Car Insurance in South Orleans?
On average, car insurance in South Orleans is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Orleans is 29 minutes, which is far less than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Orleans has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Orleans is $52 per month for minimum coverage and $122 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Orleans: Insurance costs 0.89% more
- North Chatham: Insurance costs 2.12% less
- East Harwich: Insurance costs 2.87% more
- Eastham: Insurance costs 1.16% more
- Brewster: Insurance costs 2.05% more
- Chatham: Insurance costs 0.96% more
- West Chatham: Insurance costs 2.19% more
- South Chatham: Insurance costs 3.15% more
- North Eastham: Insurance costs 2.67% more
- Harwich: Insurance costs 3.15% more
Cities with Similar Populations
- Primehook Beach: Insurance costs 19.56% more
- Nordness: Insurance costs 16.76% less
- Norris: Insurance costs 2.80% less
- North Fillmore: Insurance costs 37.55% more
- North Litchfield Beach: Insurance costs 8.96% more
- North Mehoopany: Insurance costs 6.29% less
- North Orange: Insurance costs 3.21% more
- North Parsonfield: Insurance costs 33.45% less
- North Randolph: Insurance costs 19.43% less
- North Sebago: Insurance costs 34.47% less