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Get Cheap Car Insurance in South East Community, Grand Rapids, MI

We monitor insurance prices, helping the average driver in South East Community save up to 41.9% on car insurance.

 

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The Cheapest Minimum Coverage in South East Community

The chart below shows the cheapest car insurance company in South East Community for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.

 
South East Community Insurer Monthly Cost
Auto-Owners Insurance $131
Progressive $149
State Farm $151
Safeco Insurance $159

Savings for Every Kind of South East Community Driver

The table shows how much the average auto insurance customer in South East Community might save by following our recommendations.

Based on our extensive insurance data, we know the average South East Community driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,418 per year by choosing the right vehicle insurance company. Some South East Community residents are paying out over $3,528 extra every year for auto insurance in South East Community. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
South East Community, Grand Rapids, MI Savings / Yr.
$1,418
$2,315
$2,048
$3,113
$3,673
$0
$0

South East Community Car Insurance vs. Grand Rapids

People living in South East Community pay an average of 21.71% more than the typical driver in the state. The average driver in South East Community can expect to pay about $2,680 per year, or $3,528 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in South East Community for most people.

Car Insurance Prices by South East Community Neighborhood

South East Community, Grand Rapids, MI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within South East Community?

The map shows insurance prices in and around South East Community, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,056 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,880 to a low of $2,824. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of South East Community.

Pick the Best Car Insurance Company for You in South East Community

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the South East Community insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in South East Community

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,418 over the average South East Community car insurance company.

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We use the average good driver, paying $176 per month, as our baseline for pricing in South East Community. Geico, Safeco Insurance, and Auto-Owners Insurance are all good choices for quotes if you have a clean record.

The best car insurance provider for South East Community drivers with accidents on their records

In South East Community getting into an accident will raise premiums an average 38% for a yearly cost of $5,697. That's $2,169 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Progressive, Auto-Owners Insurance, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,315 over the competition.

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The best car insurance company for South East Community drivers with speeding tickets

>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,048 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In South East Community, tickets raise premiums on new quotes about $1,615. If you have a speeding ticket, we recommend Progressive, Auto-Owners Insurance, and Safeco Insurance for savings that beat the average insurance cost of $5,144 per year.

The best auto insurance for South East Community drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $7,433 per year in auto insurance premiums, which was $3,905 more than a driver with no major issues. Progressive, Auto-Owners Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $3,113 less each year.

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The least expensive car insurance company for new and young drivers in South East Community

In South East Community, Geico costs young drivers $3,673 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in South East Community. With an average cost of $9,952 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Progressive, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in South East Community

The state of Michigan does not allow marriage discounts, so the prices are unchanged if you are married

The cheapest car insurance in South East Community for drivers with bad credit

The state of Michigan does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best South East Community car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In South East Community, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in South East Community.

Nationwide was the best company for customer service in South East Community according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South East Community, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in South East Community. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in South East Community

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 74% of South East Community residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South East Community driver can expect to pay about $163 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South East Community, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around South East Community

What Influences the Cost of Car Insurance in South East Community?

On average, car insurance in South East Community is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in South East Community is 23 minutes, which is far less than average for a driver in the city.
  • Michigan state insurance regulations may require higher prices.
  • An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • South East Community is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in South East Community is $223 per month for minimum coverage and $294 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average South East Community driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central South East Community with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.