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Get Cheap Car Insurance in South Hamilton, MA
We monitor insurance prices, helping the average driver in South Hamilton save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in South Hamilton
The chart below shows the cheapest car insurance company in South Hamilton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| South Hamilton Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $40 |
| Geico | $43 |
| Midvale Home & Auto | $51 |
| Travelers | $64 |
Savings for Every Kind of South Hamilton Driver
Based on our extensive insurance data, we know the average South Hamilton driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $548 per year by choosing the right vehicle insurance company. Some South Hamilton residents are paying out over $1,602 extra every year for auto insurance in South Hamilton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Hamilton, MA Savings / Yr. |
|---|---|
$548 |
|
$815 |
|
$678 |
|
$900 |
|
$1,984 |
|
$0 |
|
$0 |
South Hamilton Car Insurance vs. Massachusetts
People living in South Hamilton pay an average of 3.17% more than the typical driver in the state. The average driver in South Hamilton can expect to pay about $688 per year, or $1,602 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Hamilton for most people.
Car Insurance Prices by South Hamilton Neighborhood
Insurance Prices
Where is insurance cheapest within South Hamilton?
The map shows insurance prices in and around South Hamilton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $186 per year within the city boundaries, with insurance premiums ranging from a high of $1,712 to a low of $1,526. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of South Hamilton.Pick the Best Car Insurance Company for You in South Hamilton
The best car insurance provider for most drivers in South Hamilton
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $548 over the average South Hamilton car insurance company.
The best car insurance provider for South Hamilton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $815 over the competition.
The best car insurance company for South Hamilton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $678 better than other car insurance companies.
The best auto insurance for South Hamilton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $900 less each year.
The least expensive car insurance company for new and young drivers in South Hamilton
In South Hamilton, State Farm costs young drivers $1,984 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Hamilton
The cheapest car insurance in South Hamilton for drivers with bad credit
The best South Hamilton car insurance company for customer service
Nationwide was the best company for customer service in South Hamilton according to the NAIC.
Recent price drops
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The cheapest large national provider in South Hamilton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Hamilton driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Hamilton, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Hamilton
What Influences the Cost of Car Insurance in South Hamilton?
On average, car insurance in South Hamilton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Hamilton is 43 minutes, which is a little more than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Hamilton has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Hamilton is $57 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wenham: Insurance costs 3.62% less
- Essex: Insurance costs 5.43% less
- Beverly: Insurance costs 3.06% more
- Manchester-By-The-Sea: Insurance costs the same
- Ipswich: Insurance costs 3.81% less
- Topsfield: Insurance costs 3.18% less
- Little Neck: Insurance costs 5.24% less
- Manchester: Insurance costs 1.50% less
- South Essex: Insurance costs 6.74% less
- Danvers: Insurance costs 1.00% more
Cities with Similar Populations
- Closter: Insurance costs 25.34% more
- Colusa: Insurance costs 23.66% more
- Columbus: Insurance costs 25.53% less
- Columbia Station: Insurance costs 31.40% less
- Colorado City: Insurance costs 8.11% more
- Colonie: Insurance costs 37.89% more
- Colbert: Insurance costs 8.74% more
- Coats: Insurance costs 21.54% less
- Coal Township: Insurance costs 15.04% less
- Coal City: Insurance costs 11.67% less