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Get Cheap Car Insurance in South Lorain, Lorain, OH
We monitor insurance prices, helping the average driver in South Lorain save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in South Lorain
The chart below shows the cheapest car insurance company in South Lorain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| South Lorain Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Safeco Insurance | $52 |
| Travelers | $53 |
| Mile Auto | $55 |
Savings for Every Kind of South Lorain Driver
Based on our extensive insurance data, we know the average South Lorain driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $323 per year by choosing the right vehicle insurance company. Some South Lorain residents are paying out over $1,224 extra every year for auto insurance in South Lorain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Lorain, Lorain, OH Savings / Yr. |
|---|---|
$323 |
|
$550 |
|
$465 |
|
$497 |
|
$1,188 |
|
$338 |
|
$474 |
South Lorain Car Insurance vs. Lorain
People living in South Lorain pay an average of 8.92% more than the typical driver in the state. The average driver in South Lorain can expect to pay about $827 per year, or $1,224 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in South Lorain for most people.
Car Insurance Prices by South Lorain Neighborhood
Insurance Prices
Where is insurance cheapest within South Lorain?
The map shows insurance prices in and around South Lorain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $144 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,324 to a low of $1,180. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of South Lorain.Pick the Best Car Insurance Company for You in South Lorain
The best car insurance provider for most drivers in South Lorain
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $323 over the average South Lorain car insurance company.
The best car insurance provider for South Lorain drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $550 over the competition.
The best car insurance company for South Lorain drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $465 better than other car insurance companies.
The best auto insurance for South Lorain drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $497 less each year.
The least expensive car insurance company for new and young drivers in South Lorain
In South Lorain, Geico costs young drivers $1,188 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Lorain
State Farm gave the largest car insurance discounts to married couples, averaging $338 saved each year compared to an average South Lorain couple's premiums.
The cheapest car insurance in South Lorain for drivers with bad credit
The best South Lorain car insurance company for customer service
Nationwide was the best company for customer service in South Lorain according to the NAIC.
Recent price drops
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The cheapest large national provider in South Lorain
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Lorain driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Lorain, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Lorain
What Influences the Cost of Car Insurance in South Lorain?
On average, car insurance in South Lorain is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Lorain is 27 minutes, which is about the national average for a driver in the city.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Lorain are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- South Lorain is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Lorain is $69 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Lorain: Insurance costs 0.57% less
- Downtown Elyria: Insurance costs 7.76% less
- Kamms Corner: Insurance costs 6.37% less
- Puritas Longmead: Insurance costs 1.55% more
- Jefferson: Insurance costs 0.49% more
- Madison Village: Insurance costs 1.63% less
- Edgewater: Insurance costs 3.43% more
- West Boulevard: Insurance costs 6.13% more
- Cudell: Insurance costs 4.90% more
- Polish Village: Insurance costs 7.68% less
Neighborhoods with Similar Populations
- Bleachery: Insurance costs 48.37% more
- Bonneville: Insurance costs 15.28% more
- Bridlemile: Insurance costs 36.03% more
- Carpenter: Insurance costs 161.03% more
- North End Manchester: Insurance costs 1.80% more
- Sandin Hills: Insurance costs 81.37% more
- Saint Joseph: Insurance costs 16.09% more
- Rosedale: Insurance costs 32.35% more
- Roscoe Village: Insurance costs 42.81% more
- Reservoir: Insurance costs 43.55% more