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Get Cheap Car Insurance in South Ogden, UT
We monitor insurance prices, helping the average driver in South Ogden save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in South Ogden
The chart below shows the cheapest car insurance company in South Ogden for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| South Ogden Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $51 |
| Auto-Owners Insurance | $51 |
| Travelers | $59 |
| State Farm | $61 |
Savings for Every Kind of South Ogden Driver
Based on our extensive insurance data, we know the average South Ogden driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $428 per year by choosing the right vehicle insurance company. Some South Ogden residents are paying out over $1,394 extra every year for auto insurance in South Ogden. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Ogden, UT Savings / Yr. |
|---|---|
$428 |
|
$780 |
|
$624 |
|
$787 |
|
$2,066 |
|
$225 |
|
$900 |
South Ogden Car Insurance vs. Utah
People living in South Ogden pay an average of 2.04% less than the typical driver in the state. The average driver in South Ogden can expect to pay about $774 per year, or $1,394 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in South Ogden for most people.
Car Insurance Prices by South Ogden Neighborhood
Insurance Prices
Where is insurance cheapest within South Ogden?
The map shows insurance prices in and around South Ogden, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $261 per year within the city boundaries, with insurance premiums ranging from a high of $1,587 to a low of $1,326. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of South Ogden.Pick the Best Car Insurance Company for You in South Ogden
The best car insurance provider for most drivers in South Ogden
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $428 over the average South Ogden car insurance company.
The best car insurance provider for South Ogden drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $780 over the competition.
The best car insurance company for South Ogden drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $624 better than other car insurance companies.
The best auto insurance for South Ogden drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $787 less each year.
The least expensive car insurance company for new and young drivers in South Ogden
In South Ogden, Bear River Mutual costs young drivers $2,066 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Ogden
Progressive gave the largest car insurance discounts to married couples, averaging $225 saved each year compared to an average South Ogden couple's premiums.
The cheapest car insurance in South Ogden for drivers with bad credit
The best South Ogden car insurance company for customer service
Nationwide was the best company for customer service in South Ogden according to the NAIC.
Recent price drops
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The cheapest large national provider in South Ogden
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average South Ogden driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Ogden, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around South Ogden
What Influences the Cost of Car Insurance in South Ogden?
On average, car insurance in South Ogden is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Ogden are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- South Ogden is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Ogden is $64 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Washington Terrace: Insurance costs 1.43% more
- Uintah: Insurance costs 0.07% more
- Riverdale: Insurance costs 1.58% less
- South Weber: Insurance costs 1.29% more
- Ogden: Insurance costs 2.30% more
- Sunset: Insurance costs 4.59% more
- Hill Afb: Insurance costs 1.08% more
- Roy: Insurance costs 1.36% more
- West Haven: Insurance costs 0.14% more
- Clinton: Insurance costs 4.02% more
Cities with Similar Populations
- Portsmouth: Insurance costs 59.18% more
- Farmingville: Insurance costs 89.31% more
- Fergus Falls: Insurance costs 11.41% more
- Ferguson: Insurance costs 62.77% more
- Fort Atkinson: Insurance costs 20.95% less
- Granite Falls: Insurance costs 13.92% less
- Jackson: Insurance costs 9.97% more
- Jamestown: Insurance costs 2.44% less
- Pinckney: Insurance costs 107.32% more
- Plainville: Insurance costs 41.61% more