Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Farmingville, NY
We monitor insurance prices, helping the average driver in Farmingville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Farmingville
The chart below shows the cheapest car insurance company in Farmingville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Farmingville Insurer | Monthly Cost |
|---|---|
| Kemper | $97 |
| Plymouth Rock Assurance | $129 |
| Safeco Insurance | $139 |
| Geico | $145 |
Savings for Every Kind of Farmingville Driver
Based on our extensive insurance data, we know the average Farmingville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $787 per year by choosing the right vehicle insurance company. Some Farmingville residents are paying out over $2,639 extra every year for auto insurance in Farmingville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Farmingville, NY Savings / Yr. |
|---|---|
$787 |
|
$502 |
|
$1,002 |
|
$1,014 |
|
$2,484 |
|
$831 |
|
$1,324 |
Farmingville Car Insurance vs. New York
People living in Farmingville pay an average of 8.82% more than the typical driver in the state. The average driver in Farmingville can expect to pay about $1,914 per year, or $2,639 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Farmingville for most people.
Car Insurance Prices by Farmingville Neighborhood
Insurance Prices
Where is insurance cheapest within Farmingville?
The map shows insurance prices in and around Farmingville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $255 per year within the city boundaries, with insurance premiums ranging from a high of $2,769 to a low of $2,514. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Farmingville.Pick the Best Car Insurance Company for You in Farmingville
The best car insurance provider for most drivers in Farmingville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $787 over the average Farmingville car insurance company.
The best car insurance provider for Farmingville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $502 over the competition.
The best car insurance company for Farmingville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,002 better than other car insurance companies.
The best auto insurance for Farmingville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,014 less each year.
The least expensive car insurance company for new and young drivers in Farmingville
In Farmingville, Progressive costs young drivers $2,484 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Farmingville
Progressive gave the largest car insurance discounts to married couples, averaging $831 saved each year compared to an average Farmingville couple's premiums.
The cheapest car insurance in Farmingville for drivers with bad credit
The best Farmingville car insurance company for customer service
Nationwide was the best company for customer service in Farmingville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Farmingville, which was better than other insurers.
The cheapest large national provider in Farmingville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Farmingville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Farmingville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Farmingville
What Influences the Cost of Car Insurance in Farmingville?
On average, car insurance in Farmingville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Farmingville is 39 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Farmingville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Farmingville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Farmingville is $160 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Holtsville: Insurance costs 0.04% less
- Selden: Insurance costs 0.42% less
- Medford: Insurance costs 1.67% more
- Centereach: Insurance costs 0.04% less
- Holbrook: Insurance costs 0.30% less
- Coram: Insurance costs 2.92% more
- Lake Ronkonkoma: Insurance costs 1.97% more
- North Patchogue: Insurance costs 1.59% less
- Lake Grove: Insurance costs 1.06% more
- Terryville: Insurance costs 1.71% more
Cities with Similar Populations
- Linda: Insurance costs 20.35% less
- Parole: Insurance costs 31.53% less
- Ozark: Insurance costs 43.24% less
- Oxford: Insurance costs 47.25% less
- North Reading: Insurance costs 38.88% less
- North Providence: Insurance costs 8.11% less
- North Potomac: Insurance costs 27.09% less
- Mckinleyville: Insurance costs 29.75% less
- London: Insurance costs 57.56% less
- Pell City: Insurance costs 41.38% less