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Get Cheap Car Insurance in South Sebec, ME
We monitor insurance prices, helping the average driver in South Sebec save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in South Sebec
The chart below shows the cheapest car insurance company in South Sebec for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| South Sebec Insurer | Monthly Cost |
|---|---|
| State Farm | $36 |
| Geico | $38 |
| Concord Group Insurance | $40 |
| Kemper | $41 |
Savings for Every Kind of South Sebec Driver
Based on our extensive insurance data, we know the average South Sebec driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $229 per year by choosing the right vehicle insurance company. Some South Sebec residents are paying out over $939 extra every year for auto insurance in South Sebec. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Sebec, ME Savings / Yr. |
|---|---|
$229 |
|
$326 |
|
$295 |
|
$300 |
|
$954 |
|
$198 |
|
$419 |
South Sebec Car Insurance vs. Maine
People living in South Sebec pay an average of 0.76% less than the typical driver in the state. The average driver in South Sebec can expect to pay about $523 per year, or $939 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South Sebec for most people.
Car Insurance Prices by South Sebec Neighborhood
Insurance Prices
Where is insurance cheapest within South Sebec?
The map shows insurance prices in and around South Sebec, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the city boundaries, with insurance premiums ranging from a high of $947 to a low of $936. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of South Sebec.Pick the Best Car Insurance Company for You in South Sebec
The best car insurance provider for most drivers in South Sebec
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $229 over the average South Sebec car insurance company.
The best car insurance provider for South Sebec drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $326 over the competition.
The best car insurance company for South Sebec drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $295 better than other car insurance companies.
The best auto insurance for South Sebec drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $300 less each year.
The least expensive car insurance company for new and young drivers in South Sebec
In South Sebec, Concord Group Insurance costs young drivers $954 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Sebec
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $198 saved each year compared to an average South Sebec couple's premiums.
The cheapest car insurance in South Sebec for drivers with bad credit
The best South Sebec car insurance company for customer service
Nationwide was the best company for customer service in South Sebec according to the NAIC.
Recent price drops
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The cheapest large national provider in South Sebec
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Sebec driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Sebec, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around South Sebec
What Influences the Cost of Car Insurance in South Sebec?
On average, car insurance in South Sebec is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Sebec is 31 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Sebec are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Sebec is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Sebec is $44 per month for minimum coverage and $78 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sebec: Insurance costs 0.21% less
- Atkinson Mills: Insurance costs 0.85% more
- East Dover: Insurance costs 0.53% more
- Milo: Insurance costs 0.85% more
- South Dover: Insurance costs 0.75% more
- Dover Foxcroft: Insurance costs 1.28% more
- Brownville: Insurance costs 0.21% less
- Brownville Junction: Insurance costs 0.96% less
- North Bradford: Insurance costs 0.96% more
- Sebec Lake: Insurance costs 1.49% more
Cities with Similar Populations
- Orient Hill: Insurance costs 59.11% more
- Oak Grove: Insurance costs 17.89% more
- Oakdale: Insurance costs 57.51% more
- Oakland Cross Roads: Insurance costs 85.73% more
- Ogdensburg: Insurance costs 39.83% more
- Ohlman: Insurance costs 50.91% more
- Old Bath: Insurance costs 26.20% more
- Old Harbor: Insurance costs 35.68% more
- Old Ocean: Insurance costs 80.19% more
- Olin: Insurance costs 69.33% more