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Get Cheap Car Insurance in Southfield, MA
We monitor insurance prices, helping the average driver in Southfield save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Southfield
The chart below shows the cheapest car insurance company in Southfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Southfield Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $37 |
| Geico | $40 |
| Midvale Home & Auto | $47 |
| Travelers | $59 |
Savings for Every Kind of Southfield Driver
Based on our extensive insurance data, we know the average Southfield driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $508 per year by choosing the right vehicle insurance company. Some Southfield residents are paying out over $1,485 extra every year for auto insurance in Southfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southfield, MA Savings / Yr. |
|---|---|
$508 |
|
$755 |
|
$628 |
|
$834 |
|
$1,839 |
|
$0 |
|
$0 |
Southfield Car Insurance vs. Massachusetts
People living in Southfield pay an average of 4.38% less than the typical driver in the state. The average driver in Southfield can expect to pay about $638 per year, or $1,485 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Southfield for most people.
Car Insurance Prices by Southfield Neighborhood
Insurance Prices
Where is insurance cheapest within Southfield?
The map shows insurance prices in and around Southfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $9 per year within the city boundaries, with insurance premiums ranging from a high of $1,492 to a low of $1,483. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Southfield.Pick the Best Car Insurance Company for You in Southfield
The best car insurance provider for most drivers in Southfield
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $508 over the average Southfield car insurance company.
The best car insurance provider for Southfield drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $755 over the competition.
The best car insurance company for Southfield drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $628 better than other car insurance companies.
The best auto insurance for Southfield drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $834 less each year.
The least expensive car insurance company for new and young drivers in Southfield
In Southfield, State Farm costs young drivers $1,839 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southfield
The cheapest car insurance in Southfield for drivers with bad credit
The best Southfield car insurance company for customer service
Nationwide was the best company for customer service in Southfield according to the NAIC.
Recent price drops
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The cheapest large national provider in Southfield
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southfield driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southfield, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Southfield
What Influences the Cost of Car Insurance in Southfield?
On average, car insurance in Southfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Southfield is 31 minutes, which is a little less than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Southfield is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southfield is $53 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mill River: Insurance costs 0.20% less
- Ashley Falls: Insurance costs 0.94% less
- East Canaan: Insurance costs 27.27% more
- New Marlboro: Insurance costs 0.61% more
- Hartsville: Insurance costs 0.13% more
- Canaan: Insurance costs 25.59% more
- Sheffield: Insurance costs 0.20% less
- South Sandisfield: Insurance costs 0.74% more
- Sandisfield: Insurance costs 0.74% more
- South Canaan: Insurance costs 25.86% more
Cities with Similar Populations
- Marengo: Insurance costs 77.10% more
- Saguache: Insurance costs 22.29% more
- Roane: Insurance costs 10.10% more
- Richtex: Insurance costs 11.85% more
- Reynolds Station: Insurance costs 37.85% more
- Moddersville: Insurance costs 93.20% more
- Millville: Insurance costs 7.07% more
- Mifflin: Insurance costs 28.96% less
- Meridian: Insurance costs 38.45% more
- Melvin: Insurance costs 7.21% less