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Get Cheap Car Insurance in St. George, GA
We monitor insurance prices, helping the average driver in St. George save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in St. George
The chart below shows the cheapest car insurance company in St. George for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| St. George Insurer | Monthly Cost |
|---|---|
| Travelers | $72 |
| Farm Bureau | $75 |
| State Farm | $82 |
| Progressive | $89 |
Savings for Every Kind of St. George Driver
Based on our extensive insurance data, we know the average St. George driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $345 per year by choosing the right vehicle insurance company. Some St. George residents are paying out over $1,658 extra every year for auto insurance in St. George. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. George, GA Savings / Yr. |
|---|---|
$345 |
|
$734 |
|
$507 |
|
$693 |
|
$2,019 |
|
$167 |
|
$713 |
St. George Car Insurance vs. Georgia
People living in St. George pay an average of 6.36% less than the typical driver in the state. The average driver in St. George can expect to pay about $1,103 per year, or $1,658 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in St. George for most people.
Car Insurance Prices by St. George Neighborhood
Insurance Prices
Where is insurance cheapest within St. George?
The map shows insurance prices in and around St. George, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,665 to a low of $1,641. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of St. George.Pick the Best Car Insurance Company for You in St. George
The best car insurance provider for most drivers in St. George
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $345 over the average St. George car insurance company.
The best car insurance provider for St. George drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $734 over the competition.
The best car insurance company for St. George drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $507 better than other car insurance companies.
The best auto insurance for St. George drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $693 less each year.
The least expensive car insurance company for new and young drivers in St. George
In St. George, Auto-Owners Insurance costs young drivers $2,019 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. George
Farm Bureau gave the largest car insurance discounts to married couples, averaging $167 saved each year compared to an average St. George couple's premiums.
The cheapest car insurance in St. George for drivers with bad credit
The best St. George car insurance company for customer service
Nationwide was the best company for customer service in St. George according to the NAIC.
Recent price drops
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The cheapest large national provider in St. George
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average St. George driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. George, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around St. George
What Influences the Cost of Car Insurance in St. George?
On average, car insurance in St. George is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. George are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- St. George is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in St. George is $92 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Toledo: Insurance costs 0.06% less
- Stokesville: Insurance costs 0.42% more
- Bryceville: Insurance costs 44.63% more
- Taylor: Insurance costs 46.08% more
- Verdie: Insurance costs 43.06% more
- Baldwin: Insurance costs 54.28% more
- Sanderson: Insurance costs 50.00% more
- Callahan: Insurance costs 47.47% more
- Suwannee Valley: Insurance costs 43.91% more
- White Springs: Insurance costs 44.93% more
Cities with Similar Populations
- Hampden-Sydney: Insurance costs 28.05% less
- Jewell Junction: Insurance costs 27.26% less
- Iron City: Insurance costs 2.65% less
- Hunters Creek: Insurance costs 76.90% more
- Hubbard: Insurance costs 4.34% less
- Houlka: Insurance costs 0.60% less
- Hornbeak: Insurance costs 18.03% less
- Hopedale: Insurance costs 31.72% less
- Hickory: Insurance costs 17.49% less
- Hemingford: Insurance costs 11.64% less