Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Suwannee Valley, FL
We monitor insurance prices, helping the average driver in Suwannee Valley save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Suwannee Valley
The chart below shows the cheapest car insurance company in Suwannee Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Suwannee Valley Insurer | Monthly Cost |
|---|---|
| Geico | $114 |
| State Farm | $121 |
| Gainsco | $158 |
| Bristol West | $158 |
Savings for Every Kind of Suwannee Valley Driver
Based on our extensive insurance data, we know the average Suwannee Valley driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $698 per year by choosing the right vehicle insurance company. Some Suwannee Valley residents are paying out over $2,386 extra every year for auto insurance in Suwannee Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Suwannee Valley, FL Savings / Yr. |
|---|---|
$698 |
|
$1,025 |
|
$788 |
|
$780 |
|
$2,479 |
|
$677 |
|
$987 |
Suwannee Valley Car Insurance vs. Florida
People living in Suwannee Valley pay an average of 9.69% less than the typical driver in the state. The average driver in Suwannee Valley can expect to pay about $2,178 per year, or $2,386 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Suwannee Valley for most people.
Car Insurance Prices by Suwannee Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Suwannee Valley?
The map shows insurance prices in and around Suwannee Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $119 per year within the city boundaries, with insurance premiums ranging from a high of $2,466 to a low of $2,347. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Suwannee Valley.Pick the Best Car Insurance Company for You in Suwannee Valley
The best car insurance provider for most drivers in Suwannee Valley
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $698 over the average Suwannee Valley car insurance company.
The best car insurance provider for Suwannee Valley drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,025 over the competition.
The best car insurance company for Suwannee Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $788 better than other car insurance companies.
The best auto insurance for Suwannee Valley drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $780 less each year.
The least expensive car insurance company for new and young drivers in Suwannee Valley
In Suwannee Valley, Geico costs young drivers $2,479 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Suwannee Valley
Geico gave the largest car insurance discounts to married couples, averaging $677 saved each year compared to an average Suwannee Valley couple's premiums.
The cheapest car insurance in Suwannee Valley for drivers with bad credit
The best Suwannee Valley car insurance company for customer service
Allstate was the best company for customer service in Suwannee Valley according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Suwannee Valley, which was better than other insurers.
The cheapest large national provider in Suwannee Valley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Suwannee Valley driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Suwannee Valley, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Suwannee Valley
What Influences the Cost of Car Insurance in Suwannee Valley?
On average, car insurance in Suwannee Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Suwannee Valley is 29 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Suwannee Valley are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Suwannee Valley is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Suwannee Valley is $182 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- White Springs: Insurance costs 0.71% more
- Winfield: Insurance costs 1.01% less
- Five Points: Insurance costs 1.84% less
- Houston: Insurance costs 0.67% more
- Suwannee Springs: Insurance costs 2.14% more
- Rixford: Insurance costs 0.38% more
- Purvis Still: Insurance costs 2.01% more
- Live Oak: Insurance costs 3.14% more
- Fort Union: Insurance costs 1.51% less
- Falmouth: Insurance costs 0.50% less
Cities with Similar Populations
- Summit Corners: Insurance costs 54.61% less
- Garysville: Insurance costs 49.79% less
- Gatewood: Insurance costs 25.27% less
- Gentry: Insurance costs 25.61% less
- Gibtown: Insurance costs 32.19% less
- Goat Town: Insurance costs 27.45% less
- Golf: Insurance costs 31.89% less
- Green Valley: Insurance costs 31.81% less
- Stanley: Insurance costs 39.77% less
- Steedman: Insurance costs 33.15% less