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Get Cheap Car Insurance in St. Stephens, WY
We monitor insurance prices, helping the average driver in St. Stephens save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in St. Stephens
The chart below shows the cheapest car insurance company in St. Stephens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| St. Stephens Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $36 |
| Progressive | $37 |
| Geico | $38 |
| Dairyland | $41 |
Savings for Every Kind of St. Stephens Driver
Based on our extensive insurance data, we know the average St. Stephens driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $346 per year by choosing the right vehicle insurance company. Some St. Stephens residents are paying out over $1,530 extra every year for auto insurance in St. Stephens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Stephens, WY Savings / Yr. |
|---|---|
$346 |
|
$468 |
|
$417 |
|
$759 |
|
$696 |
|
$323 |
|
$315 |
St. Stephens Car Insurance vs. Wyoming
People living in St. Stephens pay an average of 2.06% less than the typical driver in the state. The average driver in St. Stephens can expect to pay about $677 per year, or $1,530 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in St. Stephens for most people.
Car Insurance Prices by St. Stephens Neighborhood
Insurance Prices
Where is insurance cheapest within St. Stephens?
The map shows insurance prices in and around St. Stephens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,557 to a low of $1,523. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of St. Stephens.Pick the Best Car Insurance Company for You in St. Stephens
The best car insurance provider for most drivers in St. Stephens
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $346 over the average St. Stephens car insurance company.
The best car insurance provider for St. Stephens drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $468 over the competition.
The best car insurance company for St. Stephens drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $417 better than other car insurance companies.
The best auto insurance for St. Stephens drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $759 less each year.
The least expensive car insurance company for new and young drivers in St. Stephens
In St. Stephens, State Farm costs young drivers $696 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Stephens
Geico gave the largest car insurance discounts to married couples, averaging $323 saved each year compared to an average St. Stephens couple's premiums.
The cheapest car insurance in St. Stephens for drivers with bad credit
The best St. Stephens car insurance company for customer service
Nationwide was the best company for customer service in St. Stephens according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Stephens
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average St. Stephens driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Stephens, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around St. Stephens
What Influences the Cost of Car Insurance in St. Stephens?
On average, car insurance in St. Stephens is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in St. Stephens is 28 minutes, which is about the national average for a driver in the state.
- Wyoming state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Stephens are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- St. Stephens is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in St. Stephens is $56 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Arapahoe: Insurance costs 0.98% more
- Riverton: Insurance costs 0.20% less
- Johnstown: Insurance costs 0.46% less
- Ethete: Insurance costs 1.11% more
- Pavillion: Insurance costs 0.92% more
- Hudson: Insurance costs 0.33% less
- Sand Draw: Insurance costs 2.29% more
- Fort Washakie: Insurance costs 0.26% less
- Wind River: Insurance costs 0.46% more
- Lander: Insurance costs 1.63% less
Cities with Similar Populations
- Kingston: Insurance costs 15.36% more
- Shiloh: Insurance costs 20.65% more
- Ladora: Insurance costs 20.13% less
- La Tour: Insurance costs 16.60% more
- La Garita: Insurance costs 22.03% more
- Kunkle: Insurance costs 11.63% less
- Kunesh: Insurance costs 29.93% less
- Krayn: Insurance costs 11.83% less
- Kirby: Insurance costs 30.72% less
- Silver Springs: Insurance costs 20.39% more