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Get Cheap Car Insurance in Wind River, WY
We monitor insurance prices, helping the average driver in Wind River save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Wind River
The chart below shows the cheapest car insurance company in Wind River for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| Wind River Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $36 |
| Progressive | $37 |
| Geico | $38 |
| Dairyland | $41 |
Savings for Every Kind of Wind River Driver
Based on our extensive insurance data, we know the average Wind River driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $347 per year by choosing the right vehicle insurance company. Some Wind River residents are paying out over $1,537 extra every year for auto insurance in Wind River. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wind River, WY Savings / Yr. |
|---|---|
$347 |
|
$470 |
|
$419 |
|
$763 |
|
$700 |
|
$325 |
|
$317 |
Wind River Car Insurance vs. Wyoming
People living in Wind River pay an average of 1.59% less than the typical driver in the state. The average driver in Wind River can expect to pay about $680 per year, or $1,537 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Wind River for most people.
Car Insurance Prices by Wind River Neighborhood
Insurance Prices
Where is insurance cheapest within Wind River?
The map shows insurance prices in and around Wind River, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,546 to a low of $1,514. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Wind River.Pick the Best Car Insurance Company for You in Wind River
The best car insurance provider for most drivers in Wind River
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $347 over the average Wind River car insurance company.
The best car insurance provider for Wind River drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $470 over the competition.
The best car insurance company for Wind River drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $419 better than other car insurance companies.
The best auto insurance for Wind River drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $763 less each year.
The least expensive car insurance company for new and young drivers in Wind River
In Wind River, State Farm costs young drivers $700 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wind River
Geico gave the largest car insurance discounts to married couples, averaging $325 saved each year compared to an average Wind River couple's premiums.
The cheapest car insurance in Wind River for drivers with bad credit
The best Wind River car insurance company for customer service
Nationwide was the best company for customer service in Wind River according to the NAIC.
Recent price drops
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The cheapest large national provider in Wind River
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average Wind River driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wind River, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Wind River
What Influences the Cost of Car Insurance in Wind River?
On average, car insurance in Wind River is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wind River is 20 minutes, which is far less than average for a driver in the state.
- Wyoming state insurance regulations may allow for lower prices.
- An average of 27 to 28 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wind River are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Wind River is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wind River is $57 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fort Washakie: Insurance costs 0.72% less
- Ethete: Insurance costs 0.65% more
- Lander: Insurance costs 2.08% less
- Milford: Insurance costs 1.24% less
- Johnstown: Insurance costs 0.91% less
- Kinnear: Insurance costs 0.13% less
- Hudson: Insurance costs 0.78% less
- St. Stephens: Insurance costs 0.46% less
- Arapahoe: Insurance costs 0.52% more
- Pavillion: Insurance costs 0.46% more
Cities with Similar Populations
- Cheshire: Insurance costs 25.63% less
- Smithfield: Insurance costs 26.55% less
- Silver City: Insurance costs 10.61% more
- Short Gap: Insurance costs 8.33% less
- Coalton: Insurance costs 22.64% less
- Clarkston: Insurance costs 11.00% less
- Cimarron: Insurance costs 1.56% less
- Chippewa Lake: Insurance costs 82.95% more
- Chester: Insurance costs 7.42% more
- Snows Hill: Insurance costs 12.82% less