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Get Cheap Car Insurance in Staten Island, NY
We monitor insurance prices, helping the average driver in Staten Island save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Staten Island
The chart below shows the cheapest car insurance company in Staten Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Staten Island Insurer | Monthly Cost |
|---|---|
| Kemper | $107 |
| Plymouth Rock Assurance | $142 |
| Safeco Insurance | $153 |
| Geico | $159 |
Savings for Every Kind of Staten Island Driver
Based on our extensive insurance data, we know the average Staten Island driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $864 per year by choosing the right vehicle insurance company. Some Staten Island residents are paying out over $2,898 extra every year for auto insurance in Staten Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Staten Island, NY Savings / Yr. |
|---|---|
$864 |
|
$551 |
|
$1,100 |
|
$1,114 |
|
$2,728 |
|
$913 |
|
$1,454 |
Staten Island Car Insurance vs. New York
People living in Staten Island pay an average of 19.49% more than the typical driver in the state. The average driver in Staten Island can expect to pay about $2,102 per year, or $2,898 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Staten Island for most people.
Car Insurance Prices by Staten Island Neighborhood
Insurance Prices
Where is insurance cheapest within Staten Island?
The map shows insurance prices in and around Staten Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,090 per year within the city boundaries, with insurance premiums ranging from a high of $3,455 to a low of $2,365. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Staten Island.Pick the Best Car Insurance Company for You in Staten Island
The best car insurance provider for most drivers in Staten Island
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $864 over the average Staten Island car insurance company.
The best car insurance provider for Staten Island drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $551 over the competition.
The best car insurance company for Staten Island drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,100 better than other car insurance companies.
The best auto insurance for Staten Island drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,114 less each year.
The least expensive car insurance company for new and young drivers in Staten Island
In Staten Island, Progressive costs young drivers $2,728 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Staten Island
Progressive gave the largest car insurance discounts to married couples, averaging $913 saved each year compared to an average Staten Island couple's premiums.
The cheapest car insurance in Staten Island for drivers with bad credit
The best Staten Island car insurance company for customer service
Nationwide was the best company for customer service in Staten Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Staten Island
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Staten Island driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Staten Island, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Staten Island
What Influences the Cost of Car Insurance in Staten Island?
On average, car insurance in Staten Island is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Staten Island is 56 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Staten Island are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Staten Island is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Staten Island is $175 per month for minimum coverage and $241 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carteret: Insurance costs 28.23% less
- Bayonne: Insurance costs 23.19% less
- Port Reading: Insurance costs 31.82% less
- Elizabeth: Insurance costs 18.36% less
- Sewaren: Insurance costs 32.61% less
- Linden: Insurance costs 24.47% less
- Avenel: Insurance costs 29.02% less
- Rahway: Insurance costs 27.29% less
- Roselle: Insurance costs 22.19% less
- Woodbridge: Insurance costs 30.26% less
Cities with Similar Populations
- Huntsville: Insurance costs 45.69% less
- Homestead: Insurance costs 12.04% more
- Humble: Insurance costs 35.23% less
- Garland: Insurance costs 32.26% less
- Greenwood: Insurance costs 57.87% less
- Grand Rapids: Insurance costs 3.00% less
- Great Falls: Insurance costs 44.72% less
- Grand Prairie: Insurance costs 32.23% less
- Gilbert: Insurance costs 35.85% less
- Greer: Insurance costs 43.44% less