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Get Cheap Car Insurance in Steilacoom, WA
We monitor insurance prices, helping the average driver in Steilacoom save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Steilacoom
The chart below shows the cheapest car insurance company in Steilacoom for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Steilacoom Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| State Farm | $60 |
| Progressive | $66 |
| Geico | $71 |
Savings for Every Kind of Steilacoom Driver
Based on our extensive insurance data, we know the average Steilacoom driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $455 per year by choosing the right vehicle insurance company. Some Steilacoom residents are paying out over $1,556 extra every year for auto insurance in Steilacoom. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Steilacoom, WA Savings / Yr. |
|---|---|
$455 |
|
$804 |
|
$580 |
|
$439 |
|
$1,666 |
|
$315 |
|
$540 |
Steilacoom Car Insurance vs. Washington
People living in Steilacoom pay an average of 10.81% more than the typical driver in the state. The average driver in Steilacoom can expect to pay about $935 per year, or $1,556 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Steilacoom for most people.
Car Insurance Prices by Steilacoom Neighborhood
Insurance Prices
Where is insurance cheapest within Steilacoom?
The map shows insurance prices in and around Steilacoom, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $254 per year within the city boundaries, with insurance premiums ranging from a high of $1,651 to a low of $1,397. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Steilacoom.Pick the Best Car Insurance Company for You in Steilacoom
The best car insurance provider for most drivers in Steilacoom
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $455 over the average Steilacoom car insurance company.
The best car insurance provider for Steilacoom drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $804 over the competition.
The best car insurance company for Steilacoom drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $580 better than other car insurance companies.
The best auto insurance for Steilacoom drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $439 less each year.
The least expensive car insurance company for new and young drivers in Steilacoom
In Steilacoom, State Farm costs young drivers $1,666 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Steilacoom
State Farm gave the largest car insurance discounts to married couples, averaging $315 saved each year compared to an average Steilacoom couple's premiums.
The cheapest car insurance in Steilacoom for drivers with bad credit
The best Steilacoom car insurance company for customer service
Nationwide was the best company for customer service in Steilacoom according to the NAIC.
Recent price drops
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The cheapest large national provider in Steilacoom
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Steilacoom driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Steilacoom, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Steilacoom
What Influences the Cost of Car Insurance in Steilacoom?
On average, car insurance in Steilacoom is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Steilacoom is 36 minutes, which is about the national average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Steilacoom are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Steilacoom is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Steilacoom is $78 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lakewood: Insurance costs 6.94% more
- North Fort Lewis: Insurance costs 1.67% more
- University Place: Insurance costs 2.06% more
- Tillicum: Insurance costs 2.63% less
- Anderson Island: Insurance costs 5.46% less
- Fort Lewis: Insurance costs 2.51% less
- Fircrest: Insurance costs 1.93% less
- Fox Island: Insurance costs 2.12% less
- Dupont: Insurance costs 3.98% less
- Parkland: Insurance costs 8.23% more
Cities with Similar Populations
- Zelienople: Insurance costs 12.34% less
- Wellsboro: Insurance costs 14.40% less
- Welcome: Insurance costs 9.90% more
- Anamosa: Insurance costs 19.67% less
- Anaconda: Insurance costs 3.34% more
- Amite: Insurance costs 99.61% more
- Amherst: Insurance costs 23.20% less
- Alto: Insurance costs 12.53% more
- Altamont: Insurance costs 38.82% more
- Alta Sierra: Insurance costs 17.87% more