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Get Cheap Car Insurance in University Place, WA
We monitor insurance prices, helping the average driver in University Place save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in University Place
The chart below shows the cheapest car insurance company in University Place for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| University Place Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| State Farm | $61 |
| Progressive | $67 |
| Geico | $73 |
Savings for Every Kind of University Place Driver
Based on our extensive insurance data, we know the average University Place driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $465 per year by choosing the right vehicle insurance company. Some University Place residents are paying out over $1,588 extra every year for auto insurance in University Place. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Place, WA Savings / Yr. |
|---|---|
$465 |
|
$821 |
|
$591 |
|
$448 |
|
$1,700 |
|
$321 |
|
$551 |
University Place Car Insurance vs. Washington
People living in University Place pay an average of 13.08% more than the typical driver in the state. The average driver in University Place can expect to pay about $954 per year, or $1,588 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in University Place for most people.
Car Insurance Prices by University Place Neighborhood
Insurance Prices
Where is insurance cheapest within University Place?
The map shows insurance prices in and around University Place, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $245 per year within the city boundaries, with insurance premiums ranging from a high of $1,736 to a low of $1,491. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of University Place.Pick the Best Car Insurance Company for You in University Place
The best car insurance provider for most drivers in University Place
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $465 over the average University Place car insurance company.
The best car insurance provider for University Place drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $821 over the competition.
The best car insurance company for University Place drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $591 better than other car insurance companies.
The best auto insurance for University Place drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $448 less each year.
The least expensive car insurance company for new and young drivers in University Place
In University Place, State Farm costs young drivers $1,700 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Place
State Farm gave the largest car insurance discounts to married couples, averaging $321 saved each year compared to an average University Place couple's premiums.
The cheapest car insurance in University Place for drivers with bad credit
The best University Place car insurance company for customer service
Nationwide was the best company for customer service in University Place according to the NAIC.
Recent price drops
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The cheapest large national provider in University Place
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average University Place driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Place, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around University Place
What Influences the Cost of Car Insurance in University Place?
On average, car insurance in University Place is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in University Place is 34 minutes, which is about the national average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Place are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- University Place is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Place is $80 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fircrest: Insurance costs 3.90% less
- Lakewood: Insurance costs 4.79% more
- Steilacoom: Insurance costs 2.02% less
- Tacoma: Insurance costs 3.65% more
- Fox Island: Insurance costs 4.09% less
- Ruston: Insurance costs 2.77% less
- Midland: Insurance costs 8.25% more
- Parkland: Insurance costs 6.05% more
- North Fort Lewis: Insurance costs 0.38% less
- Artondale: Insurance costs 7.68% less
Cities with Similar Populations
- Kinston: Insurance costs 18.14% less
- Greenville: Insurance costs 5.92% more
- Harker Heights: Insurance costs 6.86% more
- Hudsonville: Insurance costs 67.82% more
- Huntington: Insurance costs 68.83% more
- Huntington Station: Insurance costs 79.16% more
- Hyde Park: Insurance costs 39.42% more
- Inver Grove Heights: Insurance costs 2.27% more
- Irmo: Insurance costs 6.68% more
- Kearns: Insurance costs 0.76% more