Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Stuart Place, TX
We monitor insurance prices, helping the average driver in Stuart Place save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Stuart Place
The chart below shows the cheapest car insurance company in Stuart Place for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Stuart Place Insurer | Monthly Cost |
|---|---|
| Clearcover | $44 |
| Mile Auto | $58 |
| Progressive | $59 |
| State Farm | $64 |
Savings for Every Kind of Stuart Place Driver
Based on our extensive insurance data, we know the average Stuart Place driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $350 per year by choosing the right vehicle insurance company. Some Stuart Place residents are paying out over $1,703 extra every year for auto insurance in Stuart Place. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stuart Place, TX Savings / Yr. |
|---|---|
$350 |
|
$802 |
|
$707 |
|
$810 |
|
$1,232 |
|
$465 |
|
$509 |
Stuart Place Car Insurance vs. Texas
People living in Stuart Place pay an average of 12.86% less than the typical driver in the state. The average driver in Stuart Place can expect to pay about $1,014 per year, or $1,703 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Stuart Place for most people.
Car Insurance Prices by Stuart Place Neighborhood
Insurance Prices
Where is insurance cheapest within Stuart Place?
The map shows insurance prices in and around Stuart Place, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $31 per year within the city boundaries, with insurance premiums ranging from a high of $1,724 to a low of $1,693. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Stuart Place.Pick the Best Car Insurance Company for You in Stuart Place
The best car insurance provider for most drivers in Stuart Place
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $350 over the average Stuart Place car insurance company.
The best car insurance provider for Stuart Place drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $802 over the competition.
The best car insurance company for Stuart Place drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $707 better than other car insurance companies.
The best auto insurance for Stuart Place drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $810 less each year.
The least expensive car insurance company for new and young drivers in Stuart Place
In Stuart Place, State Farm costs young drivers $1,232 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stuart Place
State Farm gave the largest car insurance discounts to married couples, averaging $465 saved each year compared to an average Stuart Place couple's premiums.
The cheapest car insurance in Stuart Place for drivers with bad credit
The best Stuart Place car insurance company for customer service
Nationwide was the best company for customer service in Stuart Place according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Stuart Place, which was better than other insurers.
The cheapest large national provider in Stuart Place
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Stuart Place driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stuart Place, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Stuart Place
What Influences the Cost of Car Insurance in Stuart Place?
On average, car insurance in Stuart Place is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stuart Place is 21 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stuart Place are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Stuart Place is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stuart Place is $85 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Combes: Insurance costs 0.88% less
- Primera: Insurance costs 6.22% more
- Harlingen: Insurance costs 5.93% more
- Palm Valley: Insurance costs 0.82% less
- Rio Hondo: Insurance costs 1.29% more
- Sebastian: Insurance costs 0.35% less
- Santa Rosa: Insurance costs 1.00% more
- Yznaga: Insurance costs 0.82% more
- Lozano: Insurance costs 2.70% more
- San Benito: Insurance costs 5.34% more
Cities with Similar Populations
- Smith Hill: Insurance costs 0.06% more
- Kyleville: Insurance costs 21.90% less
- Kyserike: Insurance costs 38.93% more
- Kysorville: Insurance costs 22.78% more
- La Panza: Insurance costs 11.04% more
- Skeeterville: Insurance costs 5.17% less
- Skellyville: Insurance costs 9.22% less
- Skippers Corner: Insurance costs 29.18% less
- Skuna: Insurance costs 2.11% less
- Slick Rock: Insurance costs 5.52% more