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Get Cheap Car Insurance in San Benito, TX
We monitor insurance prices, helping the average driver in San Benito save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in San Benito
The chart below shows the cheapest car insurance company in San Benito for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| San Benito Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $61 |
| Progressive | $62 |
| State Farm | $67 |
Savings for Every Kind of San Benito Driver
Based on our extensive insurance data, we know the average San Benito driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $369 per year by choosing the right vehicle insurance company. Some San Benito residents are paying out over $1,794 extra every year for auto insurance in San Benito. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Benito, TX Savings / Yr. |
|---|---|
$369 |
|
$844 |
|
$744 |
|
$853 |
|
$1,298 |
|
$490 |
|
$536 |
San Benito Car Insurance vs. Texas
People living in San Benito pay an average of 8.21% less than the typical driver in the state. The average driver in San Benito can expect to pay about $1,068 per year, or $1,794 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in San Benito for most people.
Car Insurance Prices by San Benito Neighborhood
Insurance Prices
Where is insurance cheapest within San Benito?
The map shows insurance prices in and around San Benito, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $398 per year within the city boundaries, with insurance premiums ranging from a high of $2,055 to a low of $1,657. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of San Benito.Pick the Best Car Insurance Company for You in San Benito
The best car insurance provider for most drivers in San Benito
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $369 over the average San Benito car insurance company.
The best car insurance provider for San Benito drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $844 over the competition.
The best car insurance company for San Benito drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $744 better than other car insurance companies.
The best auto insurance for San Benito drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $853 less each year.
The least expensive car insurance company for new and young drivers in San Benito
In San Benito, State Farm costs young drivers $1,298 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Benito
State Farm gave the largest car insurance discounts to married couples, averaging $490 saved each year compared to an average San Benito couple's premiums.
The cheapest car insurance in San Benito for drivers with bad credit
The best San Benito car insurance company for customer service
Nationwide was the best company for customer service in San Benito according to the NAIC.
Recent price drops
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The cheapest large national provider in San Benito
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average San Benito driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Benito, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around San Benito
What Influences the Cost of Car Insurance in San Benito?
On average, car insurance in San Benito is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Benito is 25 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Benito are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- San Benito has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in San Benito is $89 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Laureles: Insurance costs 5.30% less
- La Paloma: Insurance costs 4.07% less
- Landrum: Insurance costs 4.52% less
- Villa Cavazos: Insurance costs 2.29% less
- Rancho Viejo: Insurance costs 2.40% less
- Harlingen: Insurance costs 0.56% more
- Indian Lake: Insurance costs 6.13% less
- Rangerville: Insurance costs 5.02% less
- Los Indios: Insurance costs 4.46% less
- Lozano: Insurance costs 2.51% less
Cities with Similar Populations
- Bedford: Insurance costs 1.95% less
- Bel Air South: Insurance costs 3.79% more
- Bloomfield Hills: Insurance costs 72.63% more
- Lawrence: Insurance costs 25.81% less
- Yorktown: Insurance costs 34.23% less
- Marion: Insurance costs 38.35% less
- Milford: Insurance costs 14.66% more
- Morrisville: Insurance costs 19.51% less
- New Castle: Insurance costs 23.02% less
- Ocoee: Insurance costs 50.78% more