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Get Cheap Car Insurance in Sugarcreek, OH
We monitor insurance prices, helping the average driver in Sugarcreek save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Sugarcreek
The chart below shows the cheapest car insurance company in Sugarcreek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Sugarcreek Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Sugarcreek Driver
Based on our extensive insurance data, we know the average Sugarcreek driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $293 per year by choosing the right vehicle insurance company. Some Sugarcreek residents are paying out over $1,108 extra every year for auto insurance in Sugarcreek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sugarcreek, OH Savings / Yr. |
|---|---|
$293 |
|
$498 |
|
$421 |
|
$449 |
|
$1,075 |
|
$306 |
|
$429 |
Sugarcreek Car Insurance vs. Ohio
People living in Sugarcreek pay an average of 1.43% less than the typical driver in the state. The average driver in Sugarcreek can expect to pay about $748 per year, or $1,108 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Sugarcreek for most people.
Car Insurance Prices by Sugarcreek Neighborhood
Insurance Prices
Where is insurance cheapest within Sugarcreek?
The map shows insurance prices in and around Sugarcreek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $119 per year within the city boundaries, with insurance premiums ranging from a high of $1,175 to a low of $1,056. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Sugarcreek.Pick the Best Car Insurance Company for You in Sugarcreek
The best car insurance provider for most drivers in Sugarcreek
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $293 over the average Sugarcreek car insurance company.
The best car insurance provider for Sugarcreek drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $498 over the competition.
The best car insurance company for Sugarcreek drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $421 better than other car insurance companies.
The best auto insurance for Sugarcreek drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $449 less each year.
The least expensive car insurance company for new and young drivers in Sugarcreek
In Sugarcreek, Geico costs young drivers $1,075 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sugarcreek
State Farm gave the largest car insurance discounts to married couples, averaging $306 saved each year compared to an average Sugarcreek couple's premiums.
The cheapest car insurance in Sugarcreek for drivers with bad credit
The best Sugarcreek car insurance company for customer service
Nationwide was the best company for customer service in Sugarcreek according to the NAIC.
Recent price drops
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The cheapest large national provider in Sugarcreek
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sugarcreek driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sugarcreek, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Sugarcreek
What Influences the Cost of Car Insurance in Sugarcreek?
On average, car insurance in Sugarcreek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sugarcreek is 25 minutes, which is far less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sugarcreek are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Sugarcreek is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sugarcreek is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Farmerstown: Insurance costs 0.81% more
- Walnut Creek: Insurance costs 5.42% more
- Winfield: Insurance costs 1.53% less
- Baltic: Insurance costs 1.81% less
- Dundee: Insurance costs 1.08% more
- Bunker Hill: Insurance costs 0.90% less
- Berlin: Insurance costs 1.71% more
- Stone Creek: Insurance costs 2.98% less
- Winesburg: Insurance costs 1.17% more
- New Bedford: Insurance costs 0.09% more
Cities with Similar Populations
- North Branch: Insurance costs 167.60% more
- North Riverside: Insurance costs 56.14% more
- North Patchogue: Insurance costs 134.39% more
- North Manchester: Insurance costs 5.23% more
- North Madison: Insurance costs 1.08% more
- North Hobbs: Insurance costs 28.34% more
- North Grafton: Insurance costs 41.06% more
- North Chili: Insurance costs 99.46% more
- North Caldwell: Insurance costs 63.63% more
- North Branford: Insurance costs 72.92% more