Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Sunset Hills, Peoria, IL
We monitor insurance prices, helping the average driver in Sunset Hills save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Sunset Hills
The chart below shows the cheapest car insurance company in Sunset Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Sunset Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $54 |
| Country Financial | $58 |
| Metromile | $64 |
| American Family Insurance | $68 |
Savings for Every Kind of Sunset Hills Driver
Based on our extensive insurance data, we know the average Sunset Hills driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Sunset Hills residents are paying out over $1,603 extra every year for auto insurance in Sunset Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sunset Hills, Peoria, IL Savings / Yr. |
|---|---|
$374 |
|
$704 |
|
$563 |
|
$591 |
|
$1,455 |
|
$419 |
|
$538 |
Sunset Hills Car Insurance vs. Peoria
People living in Sunset Hills pay an average of 6.06% more than the typical driver in the state. The average driver in Sunset Hills can expect to pay about $951 per year, or $1,603 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Sunset Hills for most people.
Car Insurance Prices by Sunset Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Sunset Hills?
The map shows insurance prices in and around Sunset Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $413 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,846 to a low of $1,433. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Sunset Hills.Pick the Best Car Insurance Company for You in Sunset Hills
The best car insurance provider for most drivers in Sunset Hills
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $374 over the average Sunset Hills car insurance company.
The best car insurance provider for Sunset Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $704 over the competition.
The best car insurance company for Sunset Hills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $563 better than other car insurance companies.
The best auto insurance for Sunset Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $591 less each year.
The least expensive car insurance company for new and young drivers in Sunset Hills
In Sunset Hills, State Farm costs young drivers $1,455 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sunset Hills
State Farm gave the largest car insurance discounts to married couples, averaging $419 saved each year compared to an average Sunset Hills couple's premiums.
The cheapest car insurance in Sunset Hills for drivers with bad credit
The best Sunset Hills car insurance company for customer service
Nationwide was the best company for customer service in Sunset Hills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Sunset Hills, which was better than other insurers.
The cheapest large national provider in Sunset Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Sunset Hills driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sunset Hills, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Sunset Hills
What Influences the Cost of Car Insurance in Sunset Hills?
On average, car insurance in Sunset Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sunset Hills are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Sunset Hills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sunset Hills is $79 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Center Bluff: Insurance costs 0.25% more
- East Bluff: Insurance costs 3.31% more
- Sunnyland: Insurance costs 10.73% less
- Downtown Normal: Insurance costs 8.36% less
- South Hill: Insurance costs 11.29% less
- West Central: Insurance costs 17.72% less
- Bloomingdale: Insurance costs 21.96% less
- Pettit-Rudisill: Insurance costs 3.37% less
- Oxford: Insurance costs 5.68% less
- Northside: Insurance costs 21.52% less
Neighborhoods with Similar Populations
- South Wedge: Insurance costs 52.78% more
- Hibiscus: Insurance costs 86.84% more
- Hickman Mills: Insurance costs 26.14% more
- Highland Park: Insurance costs 42.42% more
- Highland Park: Insurance costs 22.65% less
- Highlands: Insurance costs 20.34% more
- Hillside: Insurance costs 53.52% more
- Historic Uptown: Insurance costs 72.49% more
- Holly: Insurance costs 17.47% more
- Imperial Oaks: Insurance costs 8.67% more