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Get Cheap Car Insurance in Swartz Creek, MI
We monitor insurance prices, helping the average driver in Swartz Creek save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Swartz Creek
The chart below shows the cheapest car insurance company in Swartz Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Swartz Creek Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $106 |
| Progressive | $121 |
| State Farm | $122 |
| Safeco Insurance | $129 |
Savings for Every Kind of Swartz Creek Driver
Based on our extensive insurance data, we know the average Swartz Creek driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,154 per year by choosing the right vehicle insurance company. Some Swartz Creek residents are paying out over $2,871 extra every year for auto insurance in Swartz Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Swartz Creek, MI Savings / Yr. |
|---|---|
$1,154 |
|
$1,884 |
|
$1,667 |
|
$2,533 |
|
$2,989 |
|
$0 |
|
$0 |
Swartz Creek Car Insurance vs. Michigan
People living in Swartz Creek pay an average of 0.97% less than the typical driver in the state. The average driver in Swartz Creek can expect to pay about $2,181 per year, or $2,871 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Swartz Creek for most people.
Car Insurance Prices by Swartz Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Swartz Creek?
The map shows insurance prices in and around Swartz Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $351 per year within the city boundaries, with insurance premiums ranging from a high of $3,061 to a low of $2,710. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Swartz Creek.Pick the Best Car Insurance Company for You in Swartz Creek
The best car insurance provider for most drivers in Swartz Creek
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,154 over the average Swartz Creek car insurance company.
The best car insurance provider for Swartz Creek drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,884 over the competition.
The best car insurance company for Swartz Creek drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,667 better than other car insurance companies.
The best auto insurance for Swartz Creek drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,533 less each year.
The least expensive car insurance company for new and young drivers in Swartz Creek
In Swartz Creek, Geico costs young drivers $2,989 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Swartz Creek
The cheapest car insurance in Swartz Creek for drivers with bad credit
The best Swartz Creek car insurance company for customer service
Nationwide was the best company for customer service in Swartz Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Swartz Creek
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Swartz Creek driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Swartz Creek, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Swartz Creek
What Influences the Cost of Car Insurance in Swartz Creek?
On average, car insurance in Swartz Creek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Swartz Creek is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Swartz Creek is $182 per month for minimum coverage and $239 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rankin: Insurance costs 0.42% less
- Gaines: Insurance costs 0.94% less
- Lennon: Insurance costs 2.23% less
- Flint: Insurance costs 16.86% more
- Flushing: Insurance costs 0.21% more
- Durand: Insurance costs 0.17% less
- Grand Blanc: Insurance costs 2.68% more
- Vernon: Insurance costs 0.07% less
- Linden: Insurance costs 0.73% more
- Burton: Insurance costs 3.87% more
Cities with Similar Populations
- Aberdeen: Insurance costs 51.06% less
- Baldwin: Insurance costs 49.88% less
- Westbury: Insurance costs 2.79% more
- Arvin: Insurance costs 28.60% less
- Bensenville: Insurance costs 40.16% less
- Anna: Insurance costs 39.71% less
- Alum Rock: Insurance costs 23.82% less
- Altus: Insurance costs 41.24% less
- Wixom: Insurance costs 8.81% more
- Alsip: Insurance costs 39.64% less