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Get Cheap Car Insurance in Tacoma, CO
We monitor insurance prices, helping the average driver in Tacoma save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Tacoma
The chart below shows the cheapest car insurance company in Tacoma for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Tacoma Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Bristol West | $71 |
| Safeco Insurance | $73 |
| Geico | $74 |
Savings for Every Kind of Tacoma Driver
Based on our extensive insurance data, we know the average Tacoma driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Tacoma residents are paying out over $1,769 extra every year for auto insurance in Tacoma. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tacoma, CO Savings / Yr. |
|---|---|
$379 |
|
$676 |
|
$544 |
|
$581 |
|
$1,720 |
|
$456 |
|
$667 |
Tacoma Car Insurance vs. Colorado
People living in Tacoma pay an average of 6.40% less than the typical driver in the state. The average driver in Tacoma can expect to pay about $1,033 per year, or $1,769 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Tacoma for most people.
Car Insurance Prices by Tacoma Neighborhood
Insurance Prices
Where is insurance cheapest within Tacoma?
The map shows insurance prices in and around Tacoma, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $71 per year within the city boundaries, with insurance premiums ranging from a high of $1,812 to a low of $1,741. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Tacoma.Pick the Best Car Insurance Company for You in Tacoma
The best car insurance provider for most drivers in Tacoma
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $379 over the average Tacoma car insurance company.
The best car insurance provider for Tacoma drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $676 over the competition.
The best car insurance company for Tacoma drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $544 better than other car insurance companies.
The best auto insurance for Tacoma drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $581 less each year.
The least expensive car insurance company for new and young drivers in Tacoma
In Tacoma, State Farm costs young drivers $1,720 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tacoma
State Farm gave the largest car insurance discounts to married couples, averaging $456 saved each year compared to an average Tacoma couple's premiums.
The cheapest car insurance in Tacoma for drivers with bad credit
The best Tacoma car insurance company for customer service
Recent price drops
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The cheapest large national provider in Tacoma
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Tacoma driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tacoma, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Tacoma
What Influences the Cost of Car Insurance in Tacoma?
On average, car insurance in Tacoma is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Tacoma is 32 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tacoma are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Tacoma is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Tacoma is $86 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hermosa: Insurance costs 1.02% more
- Rico: Insurance costs 0.96% more
- Stoner: Insurance costs 2.43% less
- Lebanon: Insurance costs 0.96% less
- Dolores: Insurance costs 1.87% less
- Spar City: Insurance costs 1.24% less
- Lewis: Insurance costs 0.34% less
- Yellow Jacket: Insurance costs 0.68% less
- Cahone: Insurance costs 1.24% more
- Pleasant View: Insurance costs 0.23% more
Cities with Similar Populations
- Free Hope: Insurance costs 9.89% less
- Sturdivant: Insurance costs 8.03% less
- Grand Detour: Insurance costs 19.50% less
- Gas City: Insurance costs 7.52% less
- Garryowen: Insurance costs 5.77% less
- Garden: Insurance costs 58.45% more
- Gainesville: Insurance costs 11.70% less
- Fullerton: Insurance costs 48.84% more
- Freistatt: Insurance costs 1.47% less
- Sugar Mountain: Insurance costs 33.18% less