Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Taconite Harbor, MN
We monitor insurance prices, helping the average driver in Taconite Harbor save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Taconite Harbor
The chart below shows the cheapest car insurance company in Taconite Harbor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Taconite Harbor Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Auto-Owners Insurance | $57 |
| Kemper | $60 |
| American Family Insurance | $60 |
Savings for Every Kind of Taconite Harbor Driver
Based on our extensive insurance data, we know the average Taconite Harbor driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $435 per year by choosing the right vehicle insurance company. Some Taconite Harbor residents are paying out over $1,616 extra every year for auto insurance in Taconite Harbor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Taconite Harbor, MN Savings / Yr. |
|---|---|
$435 |
|
$547 |
|
$352 |
|
$715 |
|
$1,227 |
|
$363 |
|
$955 |
Taconite Harbor Car Insurance vs. Minnesota
People living in Taconite Harbor pay an average of 0.63% more than the typical driver in the state. The average driver in Taconite Harbor can expect to pay about $836 per year, or $1,616 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Taconite Harbor for most people.
Car Insurance Prices by Taconite Harbor Neighborhood
Insurance Prices
Where is insurance cheapest within Taconite Harbor?
The map shows insurance prices in and around Taconite Harbor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,616 to a low of $1,616. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Taconite Harbor.Pick the Best Car Insurance Company for You in Taconite Harbor
The best car insurance provider for most drivers in Taconite Harbor
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $435 over the average Taconite Harbor car insurance company.
The best car insurance provider for Taconite Harbor drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $547 over the competition.
The best car insurance company for Taconite Harbor drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $352 better than other car insurance companies.
The best auto insurance for Taconite Harbor drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $715 less each year.
The least expensive car insurance company for new and young drivers in Taconite Harbor
In Taconite Harbor, State Farm costs young drivers $1,227 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Taconite Harbor
State Farm gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average Taconite Harbor couple's premiums.
The cheapest car insurance in Taconite Harbor for drivers with bad credit
The best Taconite Harbor car insurance company for customer service
Nationwide was the best company for customer service in Taconite Harbor according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Taconite Harbor, which was better than other insurers.
The cheapest large national provider in Taconite Harbor
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Taconite Harbor driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Taconite Harbor, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Taconite Harbor
What Influences the Cost of Car Insurance in Taconite Harbor?
On average, car insurance in Taconite Harbor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Taconite Harbor are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Taconite Harbor is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Taconite Harbor is $70 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Schroeder: Insurance costs 0.37% more
- Tofte: Insurance costs 0.43% more
- Little Marais: Insurance costs 1.67% more
- Murphy City: Insurance costs 2.41% more
- Lutsen: Insurance costs the same
- Finland: Insurance costs 1.73% more
- Lax Lake: Insurance costs 1.86% more
- Silver Bay: Insurance costs 1.30% more
- Beaver Bay: Insurance costs 0.43% more
- Isabella: Insurance costs 2.85% more
Cities with Similar Populations
- St. Vincent: Insurance costs 0.31% less
- Harriman: Insurance costs 3.34% less
- Hartland: Insurance costs 19.06% more
- Harvard: Insurance costs 39.48% more
- Hayes: Insurance costs 5.07% more
- Heil: Insurance costs 7.30% less
- Hermosa: Insurance costs 10.58% more
- Hess: Insurance costs 4.27% more
- St. Vincent: Insurance costs 4.15% more
- Hannatown: Insurance costs the same