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Get Cheap Car Insurance in Taylor Springs, IL
We monitor insurance prices, helping the average driver in Taylor Springs save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Taylor Springs
The chart below shows the cheapest car insurance company in Taylor Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Taylor Springs Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Country Financial | $54 |
| Metromile | $59 |
| American Family Insurance | $63 |
Savings for Every Kind of Taylor Springs Driver
Based on our extensive insurance data, we know the average Taylor Springs driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $348 per year by choosing the right vehicle insurance company. Some Taylor Springs residents are paying out over $1,491 extra every year for auto insurance in Taylor Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Taylor Springs, IL Savings / Yr. |
|---|---|
$348 |
|
$655 |
|
$524 |
|
$550 |
|
$1,354 |
|
$390 |
|
$500 |
Taylor Springs Car Insurance vs. Illinois
People living in Taylor Springs pay an average of 1.29% less than the typical driver in the state. The average driver in Taylor Springs can expect to pay about $885 per year, or $1,491 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Taylor Springs for most people.
Car Insurance Prices by Taylor Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Taylor Springs?
The map shows insurance prices in and around Taylor Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $104 per year within the city boundaries, with insurance premiums ranging from a high of $1,521 to a low of $1,417. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Taylor Springs.Pick the Best Car Insurance Company for You in Taylor Springs
The best car insurance provider for most drivers in Taylor Springs
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $348 over the average Taylor Springs car insurance company.
The best car insurance provider for Taylor Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $655 over the competition.
The best car insurance company for Taylor Springs drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $524 better than other car insurance companies.
The best auto insurance for Taylor Springs drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $550 less each year.
The least expensive car insurance company for new and young drivers in Taylor Springs
In Taylor Springs, State Farm costs young drivers $1,354 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Taylor Springs
State Farm gave the largest car insurance discounts to married couples, averaging $390 saved each year compared to an average Taylor Springs couple's premiums.
The cheapest car insurance in Taylor Springs for drivers with bad credit
The best Taylor Springs car insurance company for customer service
Nationwide was the best company for customer service in Taylor Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Taylor Springs
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Taylor Springs driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Taylor Springs, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Taylor Springs
What Influences the Cost of Car Insurance in Taylor Springs?
On average, car insurance in Taylor Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Taylor Springs is 29 minutes, which is a little less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Taylor Springs are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Taylor Springs is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Taylor Springs is $74 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hillsboro: Insurance costs 3.09% less
- Schram City: Insurance costs 2.48% less
- Coffeen: Insurance costs 0.20% more
- Butler: Insurance costs 1.07% more
- Panama: Insurance costs 0.20% more
- Irving: Insurance costs 4.49% less
- Donnellson: Insurance costs 1.01% less
- Walshville: Insurance costs 1.81% less
- Litchfield: Insurance costs 2.35% less
- Fillmore: Insurance costs 1.61% less
Cities with Similar Populations
- Morrisdale: Insurance costs 9.86% less
- Rome City: Insurance costs 21.13% less
- Ronceverte: Insurance costs 0.67% less
- Sarcoxie: Insurance costs 19.38% more
- Shohola: Insurance costs 5.16% less
- Pomerene: Insurance costs 5.63% more
- Sylvan Lake: Insurance costs 110.53% more
- Millington: Insurance costs 22.60% more
- New Chicago: Insurance costs 11.67% less
- Flatonia: Insurance costs 8.12% more