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Get Cheap Car Insurance in Temple Hill, VA
We monitor insurance prices, helping the average driver in Temple Hill save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Temple Hill
The chart below shows the cheapest car insurance company in Temple Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Temple Hill Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Farm Bureau | $54 |
| Safeco Insurance | $57 |
Savings for Every Kind of Temple Hill Driver
Based on our extensive insurance data, we know the average Temple Hill driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $474 per year by choosing the right vehicle insurance company. Some Temple Hill residents are paying out over $1,257 extra every year for auto insurance in Temple Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Temple Hill, VA Savings / Yr. |
|---|---|
$474 |
|
$809 |
|
$692 |
|
$677 |
|
$1,107 |
|
$253 |
|
$456 |
Temple Hill Car Insurance vs. Virginia
People living in Temple Hill pay an average of 3.45% more than the typical driver in the state. The average driver in Temple Hill can expect to pay about $870 per year, or $1,257 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Temple Hill for most people.
Car Insurance Prices by Temple Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Temple Hill?
The map shows insurance prices in and around Temple Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $1,291 to a low of $1,255. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Temple Hill.Pick the Best Car Insurance Company for You in Temple Hill
The best car insurance provider for most drivers in Temple Hill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $474 over the average Temple Hill car insurance company.
The best car insurance provider for Temple Hill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $809 over the competition.
The best car insurance company for Temple Hill drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $692 better than other car insurance companies.
The best auto insurance for Temple Hill drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $677 less each year.
The least expensive car insurance company for new and young drivers in Temple Hill
In Temple Hill, Erie Insurance costs young drivers $1,107 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Temple Hill
Farm Bureau gave the largest car insurance discounts to married couples, averaging $253 saved each year compared to an average Temple Hill couple's premiums.
The cheapest car insurance in Temple Hill for drivers with bad credit
The best Temple Hill car insurance company for customer service
Nationwide was the best company for customer service in Temple Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Temple Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Temple Hill driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Temple Hill, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Temple Hill
What Influences the Cost of Car Insurance in Temple Hill?
On average, car insurance in Temple Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Temple Hill is 39 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Temple Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Temple Hill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Temple Hill is $73 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carterton: Insurance costs 1.83% more
- Dickensonville: Insurance costs 1.27% less
- Castlewood: Insurance costs 1.59% less
- Hamlin: Insurance costs the same
- Sun: Insurance costs 0.88% less
- Carbo: Insurance costs 2.86% less
- St. Paul: Insurance costs 2.55% less
- Mew: Insurance costs 2.39% less
- South Clinchfield: Insurance costs 0.24% less
- Hansonville: Insurance costs 5.09% less
Cities with Similar Populations
- Grassy Meadows: Insurance costs 16.71% more
- White Oaks: Insurance costs 16.23% more
- White River: Insurance costs 51.95% more
- Whitefish Point: Insurance costs 119.81% more
- Whites: Insurance costs 64.52% more
- Whitetail: Insurance costs 30.63% more
- Whitlow: Insurance costs 52.27% more
- Whitman: Insurance costs 71.76% more
- Wilkins: Insurance costs 61.58% more
- Wing: Insurance costs 33.57% more