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Get Cheap Car Insurance in Templeville, MD
We monitor insurance prices, helping the average driver in Templeville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Templeville
The chart below shows the cheapest car insurance company in Templeville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Templeville Insurer | Monthly Cost |
|---|---|
| State Farm | $84 |
| Erie Insurance | $85 |
| Travelers | $97 |
| Safeco Insurance | $100 |
Savings for Every Kind of Templeville Driver
Based on our extensive insurance data, we know the average Templeville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $336 per year by choosing the right vehicle insurance company. Some Templeville residents are paying out over $1,807 extra every year for auto insurance in Templeville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Templeville, MD Savings / Yr. |
|---|---|
$336 |
|
$316 |
|
$368 |
|
$593 |
|
$1,140 |
|
$204 |
|
$797 |
Templeville Car Insurance vs. Maryland
People living in Templeville pay an average of 2.48% less than the typical driver in the state. The average driver in Templeville can expect to pay about $1,232 per year, or $1,807 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Templeville for most people.
Car Insurance Prices by Templeville Neighborhood
Insurance Prices
Where is insurance cheapest within Templeville?
The map shows insurance prices in and around Templeville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,825 to a low of $1,791. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Templeville.Pick the Best Car Insurance Company for You in Templeville
The best car insurance provider for most drivers in Templeville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $336 over the average Templeville car insurance company.
The best car insurance provider for Templeville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $316 over the competition.
The best car insurance company for Templeville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $368 better than other car insurance companies.
The best auto insurance for Templeville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $593 less each year.
The least expensive car insurance company for new and young drivers in Templeville
In Templeville, Erie Insurance costs young drivers $1,140 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Templeville
State Farm gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average Templeville couple's premiums.
The cheapest car insurance in Templeville for drivers with bad credit
The best Templeville car insurance company for customer service
Nationwide was the best company for customer service in Templeville according to the NAIC.
Recent price drops
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The cheapest large national provider in Templeville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Templeville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Templeville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Templeville
What Influences the Cost of Car Insurance in Templeville?
On average, car insurance in Templeville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Templeville is 39 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Templeville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Templeville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Templeville is $103 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Greensboro: Insurance costs 1.49% less
- Ridgely: Insurance costs 0.50% less
- Goldsboro: Insurance costs 0.17% less
- Union Corner: Insurance costs 0.17% less
- Denton: Insurance costs 1.55% more
- Henderson: Insurance costs 0.28% less
- Burrsville: Insurance costs 2.21% more
- Queen Anne: Insurance costs 0.89% less
- Hillsboro: Insurance costs 1.38% less
- Hobbs: Insurance costs 1.00% more
Cities with Similar Populations
- Dalton: Insurance costs 16.44% more
- Village Of Nagog Woods: Insurance costs 12.34% less
- Unionville: Insurance costs 28.67% more
- Tripp: Insurance costs 12.56% less
- Estherwood: Insurance costs 63.09% more
- Ellerton: Insurance costs 38.74% less
- Elko: Insurance costs 4.37% less
- Doncaster: Insurance costs 4.93% more
- Dialville: Insurance costs 11.73% less
- DeValls Bluff: Insurance costs 6.59% less