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Get Cheap Car Insurance in The Village, OK

We monitor insurance prices, helping the average driver in The Village save up to 29.6% on car insurance.

 

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The Cheapest Minimum Coverage in The Village

The chart below shows the cheapest car insurance company in The Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.

 
The Village Insurer Monthly Cost
State Farm $54
Safeco Insurance $62
Travelers $68
Farm Bureau $69

Savings for Every Kind of The Village Driver

The table shows how much the average auto insurance customer in The Village might save by following our recommendations.

Based on our extensive insurance data, we know the average The Village driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $390 per year by choosing the right vehicle insurance company. Some The Village residents are paying out over $1,862 extra every year for auto insurance in The Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
The Village, OK Savings / Yr.
Drivers with good records
$390
Drivers with accidents
$847
Drivers with speeding tickets
$669
Drivers with a DUI conviction
$559
Young drivers
$1,676
Married drivers
$390
Drivers with bad credit
$629

The Village Car Insurance vs. Oklahoma

People living in The Village pay an average of 6.79% more than the typical driver in the state. The average driver in The Village can expect to pay about $909 per year, or $1,862 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in The Village for most people.

Car Insurance Prices by The Village Neighborhood

The Village, OK map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
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Where is insurance cheapest within The Village?

The map shows insurance prices in and around The Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $287 per year within the city boundaries, with insurance premiums ranging from a high of $1,985 to a low of $1,698. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of The Village.

Pick the Best Car Insurance Company for You in The Village

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the The Village insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in The Village

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $390 over the average The Village car insurance company.

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We use the average good driver, paying $123 per month, as our baseline for pricing in The Village. State Farm, Travelers, and Clearcover are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for The Village drivers with accidents on their records

In The Village getting into an accident will raise premiums an average 38% for a yearly cost of $2,985. That's $1,122 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $847 over the competition.

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The best car insurance company for The Village drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $669 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In The Village, tickets raise premiums on new quotes about $783. If you have a speeding ticket, we recommend State Farm, Travelers, and Clearcover for savings that beat the average insurance cost of $2,645 per year.

The best auto insurance for The Village drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,759 per year in auto insurance premiums, which was $897 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $559 less each year.

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The least expensive car insurance company for new and young drivers in The Village

In The Village, State Farm costs young drivers $1,676 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in The Village. With an average cost of $5,815 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in The Village

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $154. State Farm, Progressive, and Allstate provided the largest discounts to couples living in The Village.

State Farm gave the largest car insurance discounts to married couples, averaging $390 saved each year compared to an average The Village couple's premiums.

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The cheapest car insurance in The Village for drivers with bad credit

People with poor credit saved an average of $629 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $1,064 every year. Premiums for people with poor credit were about $2,926 in The Village. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Clearcover, Farm Bureau, and Gainsco.

The best The Village car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In The Village, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in The Village.

Allstate was the best company for customer service in The Village according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in The Village, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in The Village. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in The Village

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 33% of The Village residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average The Village driver can expect to pay about $115 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In The Village, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.
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Auto Insurance Prices in and Around The Village

What Influences the Cost of Car Insurance in The Village?

On average, car insurance in The Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in The Village is 23 minutes, which is far less than average for a driver in the state.
  • Oklahoma state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in The Village are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • The Village is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in The Village is $76 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average The Village driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central The Village with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.