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Get Cheap Car Insurance in Thousand Palms, CA
We monitor insurance prices, helping the average driver in Thousand Palms save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Thousand Palms
The chart below shows the cheapest car insurance company in Thousand Palms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Thousand Palms Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of Thousand Palms Driver
Based on our extensive insurance data, we know the average Thousand Palms driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $628 per year by choosing the right vehicle insurance company. Some Thousand Palms residents are paying out over $1,965 extra every year for auto insurance in Thousand Palms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Thousand Palms, CA Savings / Yr. |
|---|---|
$628 |
|
$1,151 |
|
$910 |
|
$1,599 |
|
$821 |
|
$356 |
|
$0 |
Thousand Palms Car Insurance vs. California
People living in Thousand Palms pay an average of 2.12% less than the typical driver in the state. The average driver in Thousand Palms can expect to pay about $920 per year, or $1,965 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Thousand Palms for most people.
Car Insurance Prices by Thousand Palms Neighborhood
Insurance Prices
Where is insurance cheapest within Thousand Palms?
The map shows insurance prices in and around Thousand Palms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $180 per year within the city boundaries, with insurance premiums ranging from a high of $2,048 to a low of $1,868. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Thousand Palms.Pick the Best Car Insurance Company for You in Thousand Palms
The best car insurance provider for most drivers in Thousand Palms
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $628 over the average Thousand Palms car insurance company.
The best car insurance provider for Thousand Palms drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,151 over the competition.
The best car insurance company for Thousand Palms drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $910 better than other car insurance companies.
The best auto insurance for Thousand Palms drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,599 less each year.
The least expensive car insurance company for new and young drivers in Thousand Palms
In Thousand Palms, State Farm costs young drivers $821 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Thousand Palms
Progressive gave the largest car insurance discounts to married couples, averaging $356 saved each year compared to an average Thousand Palms couple's premiums.
The cheapest car insurance in Thousand Palms for drivers with bad credit
The best Thousand Palms car insurance company for customer service
Nationwide was the best company for customer service in Thousand Palms according to the NAIC.
Recent price drops
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The cheapest large national provider in Thousand Palms
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Thousand Palms driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Thousand Palms, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Thousand Palms
What Influences the Cost of Car Insurance in Thousand Palms?
On average, car insurance in Thousand Palms is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Thousand Palms is 27 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Thousand Palms are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Thousand Palms has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Thousand Palms is $77 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rancho Mirage: Insurance costs 3.56% more
- Cathedral City: Insurance costs 8.50% more
- Palm Desert: Insurance costs 2.04% more
- Desert Palms: Insurance costs 3.31% more
- Sky Valley: Insurance costs 0.25% more
- Indian Wells: Insurance costs 1.32% more
- Desert Edge: Insurance costs 4.94% more
- Palm Springs: Insurance costs 4.78% more
- Garnet: Insurance costs 9.47% more
- Indio: Insurance costs 8.80% more
Cities with Similar Populations
- Rusk: Insurance costs 15.67% less
- Lake Hallie: Insurance costs 44.58% less
- Lake Mills: Insurance costs 44.12% less
- Lake of the Woods: Insurance costs 38.98% less
- Lakeview: Insurance costs 32.67% more
- Lauderdale-by-the-Sea: Insurance costs 57.76% more
- Lawton: Insurance costs 35.57% more
- Lebanon: Insurance costs 25.19% less
- Lebanon: Insurance costs 11.50% less
- Longboat Key: Insurance costs 33.89% more