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Get Cheap Car Insurance in Cathedral City, CA
We monitor insurance prices, helping the average driver in Cathedral City save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Cathedral City
The chart below shows the cheapest car insurance company in Cathedral City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Cathedral City Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $60 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of Cathedral City Driver
Based on our extensive insurance data, we know the average Cathedral City driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $682 per year by choosing the right vehicle insurance company. Some Cathedral City residents are paying out over $2,132 extra every year for auto insurance in Cathedral City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cathedral City, CA Savings / Yr. |
|---|---|
$682 |
|
$1,248 |
|
$987 |
|
$1,735 |
|
$891 |
|
$386 |
|
$0 |
Cathedral City Car Insurance vs. California
People living in Cathedral City pay an average of 6.16% more than the typical driver in the state. The average driver in Cathedral City can expect to pay about $998 per year, or $2,132 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cathedral City for most people.
Car Insurance Prices by Cathedral City Neighborhood
Insurance Prices
Where is insurance cheapest within Cathedral City?
The map shows insurance prices in and around Cathedral City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $420 per year within the city boundaries, with insurance premiums ranging from a high of $2,332 to a low of $1,912. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Cathedral City.Pick the Best Car Insurance Company for You in Cathedral City
The best car insurance provider for most drivers in Cathedral City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $682 over the average Cathedral City car insurance company.
The best car insurance provider for Cathedral City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,248 over the competition.
The best car insurance company for Cathedral City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $987 better than other car insurance companies.
The best auto insurance for Cathedral City drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,735 less each year.
The least expensive car insurance company for new and young drivers in Cathedral City
In Cathedral City, State Farm costs young drivers $891 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cathedral City
Progressive gave the largest car insurance discounts to married couples, averaging $386 saved each year compared to an average Cathedral City couple's premiums.
The cheapest car insurance in Cathedral City for drivers with bad credit
The best Cathedral City car insurance company for customer service
Nationwide was the best company for customer service in Cathedral City according to the NAIC.
Recent price drops
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The cheapest large national provider in Cathedral City
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Cathedral City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cathedral City, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Cathedral City
What Influences the Cost of Car Insurance in Cathedral City?
On average, car insurance in Cathedral City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cathedral City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Cathedral City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cathedral City is $83 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- North Palm Springs: Insurance costs 3.10% less
- Desert Hot Springs: Insurance costs 2.91% more
- Indian Wells: Insurance costs 6.61% less
Cities with Similar Populations
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- Evans: Insurance costs 18.90% less