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Get Cheap Car Insurance in North Palm Springs, CA
We monitor insurance prices, helping the average driver in North Palm Springs save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in North Palm Springs
The chart below shows the cheapest car insurance company in North Palm Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| North Palm Springs Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of North Palm Springs Driver
Based on our extensive insurance data, we know the average North Palm Springs driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $661 per year by choosing the right vehicle insurance company. Some North Palm Springs residents are paying out over $2,066 extra every year for auto insurance in North Palm Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Palm Springs, CA Savings / Yr. |
|---|---|
$661 |
|
$1,210 |
|
$957 |
|
$1,681 |
|
$863 |
|
$374 |
|
$0 |
North Palm Springs Car Insurance vs. California
People living in North Palm Springs pay an average of 2.88% more than the typical driver in the state. The average driver in North Palm Springs can expect to pay about $967 per year, or $2,066 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Palm Springs for most people.
Car Insurance Prices by North Palm Springs Neighborhood
Insurance Prices
Where is insurance cheapest within North Palm Springs?
The map shows insurance prices in and around North Palm Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $216 per year within the city boundaries, with insurance premiums ranging from a high of $2,201 to a low of $1,985. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of North Palm Springs.Pick the Best Car Insurance Company for You in North Palm Springs
The best car insurance provider for most drivers in North Palm Springs
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $661 over the average North Palm Springs car insurance company.
The best car insurance provider for North Palm Springs drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,210 over the competition.
The best car insurance company for North Palm Springs drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $957 better than other car insurance companies.
The best auto insurance for North Palm Springs drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,681 less each year.
The least expensive car insurance company for new and young drivers in North Palm Springs
In North Palm Springs, State Farm costs young drivers $863 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Palm Springs
Progressive gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average North Palm Springs couple's premiums.
The cheapest car insurance in North Palm Springs for drivers with bad credit
The best North Palm Springs car insurance company for customer service
Nationwide was the best company for customer service in North Palm Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in North Palm Springs
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average North Palm Springs driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Palm Springs, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North Palm Springs
What Influences the Cost of Car Insurance in North Palm Springs?
On average, car insurance in North Palm Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Palm Springs is 36 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Palm Springs are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- North Palm Springs has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Palm Springs is $81 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Garnet: Insurance costs 4.11% more
- Desert Hot Springs: Insurance costs 6.20% more
- Desert Edge: Insurance costs 0.19% less
- Palm Springs: Insurance costs 0.34% less
- Snow Creek: Insurance costs 3.78% less
- White Water: Insurance costs 3.92% less
- Cathedral City: Insurance costs 3.19% more
- Sky Valley: Insurance costs 4.65% less
- Morongo Valley: Insurance costs 5.13% less
- Thousand Palms: Insurance costs 4.89% less
Cities with Similar Populations
- Warrendale: Insurance costs 34.08% less
- Eastgate: Insurance costs 17.81% less
- Stafford: Insurance costs 2.95% more
- Dortches: Insurance costs 39.74% less
- Dennis: Insurance costs 21.88% less
- Huntsville: Insurance costs 33.83% less
- Union Mills: Insurance costs 43.18% less
- Cleveland: Insurance costs 25.17% less
- Williamsburg: Insurance costs 28.07% less
- Hillsboro: Insurance costs 33.64% less