Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Tidewater, OR
We monitor insurance prices, helping the average driver in Tidewater save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Tidewater
The chart below shows the cheapest car insurance company in Tidewater for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Tidewater Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $60 |
| Country Financial | $67 |
| Travelers | $69 |
Savings for Every Kind of Tidewater Driver
Based on our extensive insurance data, we know the average Tidewater driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $445 per year by choosing the right vehicle insurance company. Some Tidewater residents are paying out over $1,402 extra every year for auto insurance in Tidewater. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tidewater, OR Savings / Yr. |
|---|---|
$445 |
|
$663 |
|
$540 |
|
$607 |
|
$1,612 |
|
$435 |
|
$519 |
Tidewater Car Insurance vs. Oregon
People living in Tidewater pay an average of 7.00% less than the typical driver in the state. The average driver in Tidewater can expect to pay about $1,082 per year, or $1,402 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Tidewater for most people.
Car Insurance Prices by Tidewater Neighborhood
Insurance Prices
Where is insurance cheapest within Tidewater?
The map shows insurance prices in and around Tidewater, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $68 per year within the city boundaries, with insurance premiums ranging from a high of $1,446 to a low of $1,378. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Tidewater.Pick the Best Car Insurance Company for You in Tidewater
The best car insurance provider for most drivers in Tidewater
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $445 over the average Tidewater car insurance company.
The best car insurance provider for Tidewater drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $663 over the competition.
The best car insurance company for Tidewater drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $540 better than other car insurance companies.
The best auto insurance for Tidewater drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $607 less each year.
The least expensive car insurance company for new and young drivers in Tidewater
In Tidewater, Country Financial costs young drivers $1,612 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tidewater
State Farm gave the largest car insurance discounts to married couples, averaging $435 saved each year compared to an average Tidewater couple's premiums.
The cheapest car insurance in Tidewater for drivers with bad credit
The best Tidewater car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Tidewater, which was better than other insurers.
The cheapest large national provider in Tidewater
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Tidewater driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tidewater, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Tidewater
What Influences the Cost of Car Insurance in Tidewater?
On average, car insurance in Tidewater is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tidewater are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Tidewater is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Tidewater is $90 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Drift Creek: Insurance costs 1.50% less
- Wakonda Beach: Insurance costs 1.78% less
- Waldport: Insurance costs 0.36% less
- Yachats: Insurance costs 0.43% less
- Alsea: Insurance costs 2.85% more
- Seal Rock: Insurance costs 1.64% less
- Searose Beach: Insurance costs 0.50% less
- Harlan: Insurance costs 2.85% more
- Elk City: Insurance costs 1.93% less
- Yaquina: Insurance costs 1.78% less
Cities with Similar Populations
- Thornhurst: Insurance costs 1.28% more
- Troy: Insurance costs 9.42% less
- Binger: Insurance costs 22.25% more
- Tatum: Insurance costs 25.25% more
- Blevins: Insurance costs 15.76% more
- Tribbey: Insurance costs 22.75% more
- Blue River: Insurance costs 65.76% more
- Ten Sleep: Insurance costs 8.70% more
- Bowdon Junction: Insurance costs 24.32% more
- Thompson: Insurance costs 13.55% less