Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Unity, ME
We monitor insurance prices, helping the average driver in Unity save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Unity
The chart below shows the cheapest car insurance company in Unity for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Unity Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $41 |
| Kemper | $42 |
Savings for Every Kind of Unity Driver
Based on our extensive insurance data, we know the average Unity driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $235 per year by choosing the right vehicle insurance company. Some Unity residents are paying out over $963 extra every year for auto insurance in Unity. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Unity, ME Savings / Yr. |
|---|---|
$235 |
|
$334 |
|
$302 |
|
$307 |
|
$978 |
|
$204 |
|
$429 |
Unity Car Insurance vs. Maine
People living in Unity pay an average of 1.75% more than the typical driver in the state. The average driver in Unity can expect to pay about $536 per year, or $963 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Unity for most people.
Car Insurance Prices by Unity Neighborhood
Insurance Prices
Where is insurance cheapest within Unity?
The map shows insurance prices in and around Unity, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $13 per year within the city boundaries, with insurance premiums ranging from a high of $970 to a low of $957. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Unity.Pick the Best Car Insurance Company for You in Unity
The best car insurance provider for most drivers in Unity
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $235 over the average Unity car insurance company.
The best car insurance provider for Unity drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $334 over the competition.
The best car insurance company for Unity drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $302 better than other car insurance companies.
The best auto insurance for Unity drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $307 less each year.
The least expensive car insurance company for new and young drivers in Unity
In Unity, Concord Group Insurance costs young drivers $978 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Unity
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average Unity couple's premiums.
The cheapest car insurance in Unity for drivers with bad credit
The best Unity car insurance company for customer service
Recent price drops
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The cheapest large national provider in Unity
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Unity driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Unity, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Unity
What Influences the Cost of Car Insurance in Unity?
On average, car insurance in Unity is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Unity is 31 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Unity are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Unity is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Unity is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Windemere: Insurance costs 0.31% less
- Greens Corner: Insurance costs 1.04% more
- Winnecook: Insurance costs 0.52% less
- Knox Corner: Insurance costs 0.10% more
- East Thorndike: Insurance costs 0.10% more
- Troy: Insurance costs 0.31% more
- Burnham: Insurance costs 0.62% less
- Halldale: Insurance costs 0.31% less
- Thorndike: Insurance costs 0.21% less
- Albion: Insurance costs 0.93% less
Cities with Similar Populations
- Stephentown: Insurance costs 123.05% more
- Hooker: Insurance costs 78.61% more
- Hoyt: Insurance costs 57.94% more
- Hurley: Insurance costs 22.85% more
- Hustisford: Insurance costs 14.95% more
- Iuka: Insurance costs 47.46% more
- Jerome: Insurance costs 50.99% more
- Johnsonville: Insurance costs 116.93% more
- Rolling Hills: Insurance costs 125.55% more
- Shelby: Insurance costs 83.18% more