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Get Cheap Car Insurance in Windemere, ME
We monitor insurance prices, helping the average driver in Windemere save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Windemere
The chart below shows the cheapest car insurance company in Windemere for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Windemere Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Windemere Driver
Based on our extensive insurance data, we know the average Windemere driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $234 per year by choosing the right vehicle insurance company. Some Windemere residents are paying out over $960 extra every year for auto insurance in Windemere. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Windemere, ME Savings / Yr. |
|---|---|
$234 |
|
$333 |
|
$301 |
|
$306 |
|
$975 |
|
$203 |
|
$428 |
Windemere Car Insurance vs. Maine
People living in Windemere pay an average of 1.47% more than the typical driver in the state. The average driver in Windemere can expect to pay about $535 per year, or $960 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Windemere for most people.
Car Insurance Prices by Windemere Neighborhood
Insurance Prices
Where is insurance cheapest within Windemere?
The map shows insurance prices in and around Windemere, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $7 per year within the city boundaries, with insurance premiums ranging from a high of $966 to a low of $959. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Windemere.Pick the Best Car Insurance Company for You in Windemere
The best car insurance provider for most drivers in Windemere
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $234 over the average Windemere car insurance company.
The best car insurance provider for Windemere drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $333 over the competition.
The best car insurance company for Windemere drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $301 better than other car insurance companies.
The best auto insurance for Windemere drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $306 less each year.
The least expensive car insurance company for new and young drivers in Windemere
In Windemere, Concord Group Insurance costs young drivers $975 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Windemere
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $203 saved each year compared to an average Windemere couple's premiums.
The cheapest car insurance in Windemere for drivers with bad credit
The best Windemere car insurance company for customer service
Recent price drops
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The cheapest large national provider in Windemere
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Windemere driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Windemere, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Windemere
What Influences the Cost of Car Insurance in Windemere?
On average, car insurance in Windemere is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Windemere is 32 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Windemere are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Windemere is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Windemere is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Unity: Insurance costs 0.31% more
- Troy: Insurance costs 0.63% more
- Winnecook: Insurance costs 0.21% less
- East Thorndike: Insurance costs 0.42% more
- Burnham: Insurance costs 0.31% less
- Troy Center: Insurance costs 0.63% more
- East Troy: Insurance costs 0.21% more
- Halldale: Insurance costs the same
- Greens Corner: Insurance costs 1.35% more
- Thorndike: Insurance costs 0.10% more
Cities with Similar Populations
- Vesta: Insurance costs 71.25% more
- Cooper Landing: Insurance costs 40.10% more
- Walnut Grove: Insurance costs 73.85% more
- Wall Street: Insurance costs 92.19% more
- Wakelee: Insurance costs 184.27% more
- Waiteville: Insurance costs 53.02% more
- Wadsworth: Insurance costs 67.60% more
- Wadhams: Insurance costs 119.27% more
- View: Insurance costs 71.77% more
- Vestaburg: Insurance costs 47.60% more