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Get Cheap Car Insurance in Universal City, TX
We monitor insurance prices, helping the average driver in Universal City save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Universal City
The chart below shows the cheapest car insurance company in Universal City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Universal City Insurer | Monthly Cost |
|---|---|
| Clearcover | $45 |
| Mile Auto | $59 |
| Progressive | $61 |
| State Farm | $66 |
Savings for Every Kind of Universal City Driver
Based on our extensive insurance data, we know the average Universal City driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $361 per year by choosing the right vehicle insurance company. Some Universal City residents are paying out over $1,755 extra every year for auto insurance in Universal City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Universal City, TX Savings / Yr. |
|---|---|
$361 |
|
$826 |
|
$728 |
|
$834 |
|
$1,270 |
|
$480 |
|
$525 |
Universal City Car Insurance vs. Texas
People living in Universal City pay an average of 10.17% less than the typical driver in the state. The average driver in Universal City can expect to pay about $1,046 per year, or $1,755 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Universal City for most people.
Car Insurance Prices by Universal City Neighborhood
Insurance Prices
Where is insurance cheapest within Universal City?
The map shows insurance prices in and around Universal City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $399 per year within the city boundaries, with insurance premiums ranging from a high of $2,020 to a low of $1,621. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Universal City.Pick the Best Car Insurance Company for You in Universal City
The best car insurance provider for most drivers in Universal City
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $361 over the average Universal City car insurance company.
The best car insurance provider for Universal City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $826 over the competition.
The best car insurance company for Universal City drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $728 better than other car insurance companies.
The best auto insurance for Universal City drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $834 less each year.
The least expensive car insurance company for new and young drivers in Universal City
In Universal City, State Farm costs young drivers $1,270 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Universal City
State Farm gave the largest car insurance discounts to married couples, averaging $480 saved each year compared to an average Universal City couple's premiums.
The cheapest car insurance in Universal City for drivers with bad credit
The best Universal City car insurance company for customer service
Nationwide was the best company for customer service in Universal City according to the NAIC.
Recent price drops
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The cheapest large national provider in Universal City
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Universal City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Universal City, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Universal City
What Influences the Cost of Car Insurance in Universal City?
On average, car insurance in Universal City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Universal City is 32 minutes, which is about the national average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Universal City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Universal City is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Universal City is $87 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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Cities with Similar Populations
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