Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in University Hills, Austin, TX
We monitor insurance prices, helping the average driver in University Hills save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in University Hills
The chart below shows the cheapest car insurance company in University Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| University Hills Insurer | Monthly Cost |
|---|---|
| Clearcover | $52 |
| Mile Auto | $68 |
| Progressive | $69 |
| State Farm | $75 |
Savings for Every Kind of University Hills Driver
Based on our extensive insurance data, we know the average University Hills driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $411 per year by choosing the right vehicle insurance company. Some University Hills residents are paying out over $1,998 extra every year for auto insurance in University Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Hills, Austin, TX Savings / Yr. |
|---|---|
$411 |
|
$941 |
|
$829 |
|
$950 |
|
$1,446 |
|
$546 |
|
$597 |
University Hills Car Insurance vs. Austin
People living in University Hills pay an average of 2.24% more than the typical driver in the state. The average driver in University Hills can expect to pay about $1,190 per year, or $1,998 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in University Hills for most people.
Car Insurance Prices by University Hills Neighborhood
Insurance Prices
Where is insurance cheapest within University Hills?
The map shows insurance prices in and around University Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $310 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,186 to a low of $1,876. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of University Hills.Pick the Best Car Insurance Company for You in University Hills
The best car insurance provider for most drivers in University Hills
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $411 over the average University Hills car insurance company.
The best car insurance provider for University Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $941 over the competition.
The best car insurance company for University Hills drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $829 better than other car insurance companies.
The best auto insurance for University Hills drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $950 less each year.
The least expensive car insurance company for new and young drivers in University Hills
In University Hills, State Farm costs young drivers $1,446 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Hills
State Farm gave the largest car insurance discounts to married couples, averaging $546 saved each year compared to an average University Hills couple's premiums.
The cheapest car insurance in University Hills for drivers with bad credit
The best University Hills car insurance company for customer service
Nationwide was the best company for customer service in University Hills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in University Hills, which was better than other insurers.
The cheapest large national provider in University Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average University Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Hills, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around University Hills
What Influences the Cost of Car Insurance in University Hills?
On average, car insurance in University Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University Hills is 30 minutes, which is about the national average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Hills are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- University Hills has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Hills is $99 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pecan Springs Springdale: Insurance costs 2.35% more
- Windsor Park: Insurance costs 0.65% more
- Coronado Hills: Insurance costs 0.10% less
- Saint Johns: Insurance costs 3.35% less
- Rmma: Insurance costs 8.31% less
- Martin Luther King: Insurance costs 2.65% less
- Windsor Hills: Insurance costs 0.50% less
- Heritage Hills: Insurance costs 2.75% more
- Highland: Insurance costs 4.90% less
- North Loop: Insurance costs 9.51% less
Neighborhoods with Similar Populations
- Garment District: Insurance costs 54.95% more
- Strawberry Hill: Insurance costs 13.71% less
- Stonehaven: Insurance costs 35.39% less
- Kilbourn Town: Insurance costs 39.84% less
- Juneau Town: Insurance costs 42.74% less
- Houston Farms: Insurance costs 2.45% less
- Greenwood Forest: Insurance costs 2.50% less
- Greendale: Insurance costs 18.17% less
- Green Island: Insurance costs 5.21% less
- Greater South: Insurance costs 30.33% less