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Get Cheap Car Insurance in Upper Hill, MD
We monitor insurance prices, helping the average driver in Upper Hill save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Upper Hill
The chart below shows the cheapest car insurance company in Upper Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Upper Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $84 |
| Erie Insurance | $85 |
| Travelers | $97 |
| Safeco Insurance | $101 |
Savings for Every Kind of Upper Hill Driver
Based on our extensive insurance data, we know the average Upper Hill driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $337 per year by choosing the right vehicle insurance company. Some Upper Hill residents are paying out over $1,811 extra every year for auto insurance in Upper Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Hill, MD Savings / Yr. |
|---|---|
$337 |
|
$317 |
|
$368 |
|
$594 |
|
$1,142 |
|
$204 |
|
$798 |
Upper Hill Car Insurance vs. Maryland
People living in Upper Hill pay an average of 2.27% less than the typical driver in the state. The average driver in Upper Hill can expect to pay about $1,234 per year, or $1,811 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Upper Hill for most people.
Car Insurance Prices by Upper Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Hill?
The map shows insurance prices in and around Upper Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $108 per year within the city boundaries, with insurance premiums ranging from a high of $1,846 to a low of $1,738. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Upper Hill.Pick the Best Car Insurance Company for You in Upper Hill
The best car insurance provider for most drivers in Upper Hill
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $337 over the average Upper Hill car insurance company.
The best car insurance provider for Upper Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $317 over the competition.
The best car insurance company for Upper Hill drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $368 better than other car insurance companies.
The best auto insurance for Upper Hill drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $594 less each year.
The least expensive car insurance company for new and young drivers in Upper Hill
In Upper Hill, Erie Insurance costs young drivers $1,142 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Hill
State Farm gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average Upper Hill couple's premiums.
The cheapest car insurance in Upper Hill for drivers with bad credit
The best Upper Hill car insurance company for customer service
Nationwide was the best company for customer service in Upper Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Upper Hill driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Hill, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Upper Hill
What Influences the Cost of Car Insurance in Upper Hill?
On average, car insurance in Upper Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Upper Hill is 31 minutes, which is far less than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Hill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Upper Hill is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Hill is $103 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fairmount: Insurance costs 4.03% less
- Westover: Insurance costs 7.07% more
- Manokin: Insurance costs 0.39% more
- Upper Fairmount: Insurance costs 4.03% less
- Rumbley: Insurance costs 4.03% less
- Monie: Insurance costs 2.10% less
- Marion Station: Insurance costs 0.44% less
- Princess Anne: Insurance costs 2.37% more
- Palmetto: Insurance costs 2.43% less
- Mount Vernon: Insurance costs 1.77% less
Cities with Similar Populations
- Ragland: Insurance costs 15.35% more
- Pancoast: Insurance costs 9.39% more
- Pandora: Insurance costs 2.93% less
- Paradise Valley: Insurance costs 12.81% less
- Parcoal: Insurance costs 16.51% less
- Parmleysville: Insurance costs 16.62% more
- Parrott: Insurance costs 34.35% less
- Prunty: Insurance costs 10.05% less
- Pulga: Insurance costs 0.11% more
- Quincy: Insurance costs 15.35% less