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Get Cheap Car Insurance in Upper St. Clair, PA
We monitor insurance prices, helping the average driver in Upper St. Clair save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Upper St. Clair
The chart below shows the cheapest car insurance company in Upper St. Clair for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Upper St. Clair Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $53 |
| State Farm | $55 |
Savings for Every Kind of Upper St. Clair Driver
Based on our extensive insurance data, we know the average Upper St. Clair driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some Upper St. Clair residents are paying out over $1,412 extra every year for auto insurance in Upper St. Clair. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper St. Clair, PA Savings / Yr. |
|---|---|
$396 |
|
$701 |
|
$536 |
|
$639 |
|
$1,636 |
|
$283 |
|
$506 |
Upper St. Clair Car Insurance vs. Pennsylvania
People living in Upper St. Clair pay an average of 0.98% less than the typical driver in the state. The average driver in Upper St. Clair can expect to pay about $875 per year, or $1,412 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Upper St. Clair for most people.
Car Insurance Prices by Upper St. Clair Neighborhood
Insurance Prices
Where is insurance cheapest within Upper St. Clair?
The map shows insurance prices in and around Upper St. Clair, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $176 per year within the city boundaries, with insurance premiums ranging from a high of $1,530 to a low of $1,354. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Upper St. Clair.Pick the Best Car Insurance Company for You in Upper St. Clair
The best car insurance provider for most drivers in Upper St. Clair
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $396 over the average Upper St. Clair car insurance company.
The best car insurance provider for Upper St. Clair drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $701 over the competition.
The best car insurance company for Upper St. Clair drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $536 better than other car insurance companies.
The best auto insurance for Upper St. Clair drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $639 less each year.
The least expensive car insurance company for new and young drivers in Upper St. Clair
In Upper St. Clair, Travelers costs young drivers $1,636 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper St. Clair
State Farm gave the largest car insurance discounts to married couples, averaging $283 saved each year compared to an average Upper St. Clair couple's premiums.
The cheapest car insurance in Upper St. Clair for drivers with bad credit
The best Upper St. Clair car insurance company for customer service
Nationwide was the best company for customer service in Upper St. Clair according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper St. Clair
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Upper St. Clair driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper St. Clair, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Upper St. Clair
What Influences the Cost of Car Insurance in Upper St. Clair?
On average, car insurance in Upper St. Clair is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper St. Clair are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Upper St. Clair is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper St. Clair is $73 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Morgan: Insurance costs 4.96% less
- Bridgeville: Insurance costs 3.97% less
- Bethel Park: Insurance costs 1.42% less
- Lawrence: Insurance costs 2.69% less
- Castle Shannon: Insurance costs 0.64% more
- Heidelberg: Insurance costs 2.27% less
- Presto: Insurance costs 1.98% less
- Hendersonville: Insurance costs 3.75% less
- Venetia: Insurance costs 1.56% less
- Dormont: Insurance costs 3.40% more
Cities with Similar Populations
- Silverdale: Insurance costs 3.47% more
- Hercules: Insurance costs 53.61% more
- Hopkins: Insurance costs 21.60% more
- Inglewood-Finn Hill: Insurance costs 13.46% more
- Ionia: Insurance costs 112.18% more
- Iselin: Insurance costs 45.47% more
- Jackson: Insurance costs 27.12% more
- Johns Island: Insurance costs 21.25% more
- Mesquite: Insurance costs 46.18% more
- Secaucus: Insurance costs 61.05% more