Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Valley City, OH
We monitor insurance prices, helping the average driver in Valley City save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Valley City
The chart below shows the cheapest car insurance company in Valley City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Valley City Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Safeco Insurance | $46 |
| Travelers | $47 |
| Mile Auto | $49 |
Savings for Every Kind of Valley City Driver
Based on our extensive insurance data, we know the average Valley City driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $287 per year by choosing the right vehicle insurance company. Some Valley City residents are paying out over $1,087 extra every year for auto insurance in Valley City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Valley City, OH Savings / Yr. |
|---|---|
$287 |
|
$488 |
|
$413 |
|
$441 |
|
$1,055 |
|
$300 |
|
$421 |
Valley City Car Insurance vs. Ohio
People living in Valley City pay an average of 3.30% less than the typical driver in the state. The average driver in Valley City can expect to pay about $734 per year, or $1,087 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Valley City for most people.
Car Insurance Prices by Valley City Neighborhood
Insurance Prices
Where is insurance cheapest within Valley City?
The map shows insurance prices in and around Valley City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $76 per year within the city boundaries, with insurance premiums ranging from a high of $1,140 to a low of $1,064. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Valley City.Pick the Best Car Insurance Company for You in Valley City
The best car insurance provider for most drivers in Valley City
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $287 over the average Valley City car insurance company.
The best car insurance provider for Valley City drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $488 over the competition.
The best car insurance company for Valley City drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $413 better than other car insurance companies.
The best auto insurance for Valley City drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $441 less each year.
The least expensive car insurance company for new and young drivers in Valley City
In Valley City, Geico costs young drivers $1,055 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Valley City
State Farm gave the largest car insurance discounts to married couples, averaging $300 saved each year compared to an average Valley City couple's premiums.
The cheapest car insurance in Valley City for drivers with bad credit
The best Valley City car insurance company for customer service
Nationwide was the best company for customer service in Valley City according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Valley City, which was better than other insurers.
The cheapest large national provider in Valley City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Valley City driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Valley City, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Valley City
What Influences the Cost of Car Insurance in Valley City?
On average, car insurance in Valley City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Valley City is 31 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Valley City are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Valley City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Valley City is $61 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lester: Insurance costs 3.68% more
- North Eaton: Insurance costs 2.48% more
- Brunswick: Insurance costs 1.75% more
- Columbia Hills Corners: Insurance costs 4.32% more
- Columbia Station: Insurance costs 1.10% more
- Weymouth: Insurance costs 0.74% more
- Eaton Estates: Insurance costs 0.09% more
- Litchfield: Insurance costs 2.21% more
- Strongsville: Insurance costs 2.48% more
- Grafton: Insurance costs 1.29% more
Cities with Similar Populations
- Kitty Hawk: Insurance costs 7.91% more
- Lamar: Insurance costs 56.95% more
- Lakewood: Insurance costs 99.91% more
- Lakewood: Insurance costs 32.93% more
- Lakeview: Insurance costs 27.23% more
- Lake Odessa: Insurance costs 158.69% more
- Lake Norman of Catawba: Insurance costs 14.08% more
- Lake Mohegan: Insurance costs 139.10% more
- Lake Arthur: Insurance costs 168.91% more
- Lafayette: Insurance costs 57.96% more