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Get Cheap Car Insurance in Virginia, ID
We monitor insurance prices, helping the average driver in Virginia save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Virginia
The chart below shows the cheapest car insurance company in Virginia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Virginia Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $37 |
| State Farm | $40 |
| Progressive | $42 |
Savings for Every Kind of Virginia Driver
Based on our extensive insurance data, we know the average Virginia driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $267 per year by choosing the right vehicle insurance company. Some Virginia residents are paying out over $1,096 extra every year for auto insurance in Virginia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Virginia, ID Savings / Yr. |
|---|---|
$267 |
|
$551 |
|
$479 |
|
$424 |
|
$1,007 |
|
$260 |
|
$416 |
Virginia Car Insurance vs. Idaho
People living in Virginia pay an average of 3.08% less than the typical driver in the state. The average driver in Virginia can expect to pay about $608 per year, or $1,096 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Virginia for most people.
Car Insurance Prices by Virginia Neighborhood
Insurance Prices
Where is insurance cheapest within Virginia?
The map shows insurance prices in and around Virginia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,096 to a low of $1,096. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Virginia.Pick the Best Car Insurance Company for You in Virginia
The best car insurance provider for most drivers in Virginia
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $267 over the average Virginia car insurance company.
The best car insurance provider for Virginia drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $551 over the competition.
The best car insurance company for Virginia drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $479 better than other car insurance companies.
The best auto insurance for Virginia drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $424 less each year.
The least expensive car insurance company for new and young drivers in Virginia
In Virginia, Auto-Owners Insurance costs young drivers $1,007 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Virginia
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $260 saved each year compared to an average Virginia couple's premiums.
The cheapest car insurance in Virginia for drivers with bad credit
The best Virginia car insurance company for customer service
Recent price drops
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The cheapest large national provider in Virginia
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Virginia driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Virginia, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Virginia
What Influences the Cost of Car Insurance in Virginia?
On average, car insurance in Virginia is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Virginia is 31 minutes, which is about the national average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Virginia are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Virginia has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Virginia is $51 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Downey: Insurance costs the same
- Arimo: Insurance costs the same
- Robin: Insurance costs the same
- Hawkins: Insurance costs the same
- Daniels: Insurance costs 0.55% more
- Lava Hot Springs: Insurance costs 0.64% more
- McCammon: Insurance costs 0.27% less
- Swanlake: Insurance costs 0.27% more
- Lund: Insurance costs 0.09% less
- St. Johns: Insurance costs 0.46% more
Cities with Similar Populations
- Rutland Center: Insurance costs 89.23% more
- Rosenburg: Insurance costs 24.64% more
- Rosiere: Insurance costs 89.78% more
- Rothwell: Insurance costs 97.17% more
- Rough Creek: Insurance costs 10.86% more
- Roundtop: Insurance costs 23.81% more
- Rowe: Insurance costs 27.28% more
- Roy: Insurance costs 155.29% more
- Roy: Insurance costs 36.22% more
- Royal Lakes: Insurance costs 37.41% more