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Get Cheap Car Insurance in Wallingford, CT
We monitor insurance prices, helping the average driver in Wallingford save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Wallingford
The chart below shows the cheapest car insurance company in Wallingford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Wallingford Insurer | Monthly Cost |
|---|---|
| Kemper | $69 |
| State Farm | $79 |
| Safeco Insurance | $80 |
| Travelers | $80 |
Savings for Every Kind of Wallingford Driver
Based on our extensive insurance data, we know the average Wallingford driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $566 per year by choosing the right vehicle insurance company. Some Wallingford residents are paying out over $1,931 extra every year for auto insurance in Wallingford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wallingford, CT Savings / Yr. |
|---|---|
$566 |
|
$784 |
|
$545 |
|
$910 |
|
$2,142 |
|
$513 |
|
$862 |
Wallingford Car Insurance vs. Connecticut
People living in Wallingford pay an average of 0.21% less than the typical driver in the state. The average driver in Wallingford can expect to pay about $1,322 per year, or $1,931 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Wallingford for most people.
Car Insurance Prices by Wallingford Neighborhood
Insurance Prices
Where is insurance cheapest within Wallingford?
The map shows insurance prices in and around Wallingford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $172 per year within the city boundaries, with insurance premiums ranging from a high of $2,030 to a low of $1,858. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Wallingford.Pick the Best Car Insurance Company for You in Wallingford
The best car insurance provider for most drivers in Wallingford
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $566 over the average Wallingford car insurance company.
The best car insurance provider for Wallingford drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $784 over the competition.
The best car insurance company for Wallingford drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $545 better than other car insurance companies.
The best auto insurance for Wallingford drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $910 less each year.
The least expensive car insurance company for new and young drivers in Wallingford
In Wallingford, State Farm costs young drivers $2,142 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wallingford
State Farm gave the largest car insurance discounts to married couples, averaging $513 saved each year compared to an average Wallingford couple's premiums.
The cheapest car insurance in Wallingford for drivers with bad credit
The best Wallingford car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wallingford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wallingford driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wallingford, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Wallingford
What Influences the Cost of Car Insurance in Wallingford?
On average, car insurance in Wallingford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wallingford is 29 minutes, which is a little less than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wallingford are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Wallingford is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wallingford is $110 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wallingford Center: Insurance costs 1.81% more
- Meriden: Insurance costs 10.20% more
- Cheshire: Insurance costs 1.45% more
- Northford: Insurance costs 1.19% less
- Middlefield: Insurance costs 3.37% less
- North Haven: Insurance costs 1.81% more
- Millbrook: Insurance costs 1.86% more
- Durham: Insurance costs 3.16% less
- Rockfall: Insurance costs 3.31% less
- Milldale: Insurance costs 4.92% less
Cities with Similar Populations
- Gallup: Insurance costs 21.96% less
- Tarpon Springs: Insurance costs 47.90% more
- Tahlequah: Insurance costs 11.39% less
- Stoughton: Insurance costs 5.59% less
- Soledad: Insurance costs 4.71% more
- Sidney: Insurance costs 44.80% less
- Sherwood: Insurance costs 18.85% less
- Hartsville: Insurance costs 13.83% less
- Harbor City: Insurance costs 19.16% more
- Green: Insurance costs 44.48% less